/* ============================================================
   Jadhav Insurance Services — style.css
   Prefix: jis-
   ============================================================ */

/* ── Google Font ── */
@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600;700;800;900&display=swap');

/* ── CSS Variables ── */
:root {
  --jis-primary: #EE7F19;
  --jis-secondary: #01A0E2;
  --jis-heading: #000000;
  --jis-text: rgba(0,0,0,0.80);
  --jis-section-bg: #F4F5F7;
  --jis-white: #ffffff;
  --jis-dark: #1a1a2e;
  --jis-r12: 12px;
  --jis-r16: 16px;
  --jis-r20: 20px;
  --jis-shadow: 0 8px 32px rgba(0,0,0,0.10);
  --jis-shadow-lg: 0 16px 48px rgba(0,0,0,0.15);
      --navy:#0d1b33;
    --ink:#1b2436;
    --slate:#67718a;
    --line:#e6e8ee;
    --panel:#f5f6fa;
    --red:#e31e2b;
    --green:#1aa251;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 20px;
    border-radius: 7px;
    font-weight: 700;
    font-size: 14px;
    cursor: pointer;
    border: none;
    transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
    letter-spacing: .1px;
}

/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Montserrat', sans-serif;
  color: var(--jis-text);
  font-size: 15px;
  overflow-x: hidden;
  height: 100%;
  min-height: 100%;
  margin: 0px!important;
}


a { text-decoration: none; color: inherit; transition: color .3s; }
img { max-width: 100%; height: auto; }
ul { list-style: none; padding: 0; margin: 0; }
h1,h2,h3,h4,h5,h6 { font-family: 'Montserrat', sans-serif; font-weight: 700; color: var(--jis-heading); line-height: 1.25; }

/* ── Utility ── */
.jis-primary { color: var(--jis-primary) !important; }
.jis-secondary-color { color: var(--jis-secondary) !important; }
.jis-bg-primary { background: var(--jis-primary) !important; }
.jis-bg-section { background: var(--jis-section-bg) !important; }
.jis-fw-600 { font-weight: 600; }
.jis-fw-700 { font-weight: 700; }
.jis-fw-800 { font-weight: 800; }

.jis-btn-primary {
    background: var(--jis-primary);
    color: #fff;
    border: 2px solid var(--jis-primary);
    padding: 12px 28px;
    border-radius: 10px;
    font-weight: 600;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: background .3s, transform .2s, box-shadow .3s;
    cursor: pointer;
    white-space: nowrap;
}


.jis-btn-primary:hover { background: #d06a0a; border-color:#d06a0a; color:#fff; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(238,127,25,.35); }

.jis-btn-outline {
  background: transparent;
  color: var(--jis-white);
  border: 2px solid var(--jis-white);
  padding: 12px 28px;
  border-radius: var(--jis-r12);
  font-weight: 600;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: background .3s, color .3s, transform .2s;
  cursor: pointer;
  white-space: nowrap;
}
.jis-btn-outline:hover { background: #fff; color: var(--jis-primary); transform: translateY(-2px); }

.jis-section-title {
    font-size: clamp(24px, 4vw, 32px);
    font-weight: 600;
    margin-bottom: 14px;
}

.jis-section-subtitle { font-size: 15px; color: var(--jis-text); max-width: 620px; }
.jis-label { font-size: 13px; font-weight: 600; color: var(--jis-primary); text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 10px; display: block; }
.jis-divider { width: 52px; height: 4px; background: var(--jis-primary); border-radius: 4px; margin: 16px 0 24px; }
.jis-divider-center { margin-left: auto; margin-right: auto; }

/* ============================================================
   1. TOP BAR
   ============================================================ */
   
.jis-topbar {
    background: var(--jis-white)!important;
    border-bottom: 1px solid rgba(0,0,0,0.06);
}

.jis-topbar-contact {
    display: flex;
    align-items: center;
    gap: 28px;
    justify-content: space-between;
}

.jis-topbar-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--jis-text);
}


.jis-topbar-item i {
    color: #fff;
    font-size: 12px;
    background: var(--jis-secondary);
    padding: 8px;
    border-radius: 50px;
}
.jis-topbar-item:hover { color: var(--jis-primary); }


/* ============================================================
   2. STICKY HEADER / NAVBAR
   ============================================================ */
.jis-header {
    background: linear-gradient(        90deg,        #0182B8 0%,        #0176A8 18%,        #016C9B 35%,        #01628E 55%,        #01597F 75%,        #015271 100%    );
    position: sticky;
    top: 0;
    transition: box-shadow .3s;
    padding: 12px 0px;
    z-index: 100;
}

.jis-header.scrolled { box-shadow: 0 4px 20px rgba(0,0,0,0.15); }

/* .jis-navbar { padding: 10px 0; } */

.jis-navbar-brand img { height: 54px; width: auto; }
.jis-navbar-brand .jis-brand-text { font-size: 22px; font-weight: 800; color: #fff; line-height: 1.1; letter-spacing: -.5px; }
.jis-navbar-brand .jis-brand-sub { font-size: 10px; font-weight: 600; background: var(--jis-primary); color:#fff; padding: 2px 8px; border-radius: 4px; letter-spacing: 1.5px; display: inline-block; margin-top: 2px; text-transform: uppercase; }

.jis-nav-menu { display: flex; align-items: center; gap: 6px; margin: 0; }
.jis-nav-link {
  color: rgba(255,255,255,0.92) !important;
  font-size: 14px;
  font-weight: 500;
  padding: 8px 14px !important;
  border-radius: 8px;
  transition: background .2s, color .2s;
  position: relative;
}

.jis-nav-link:hover, .jis-nav-link.active { color: #fff !important; }
.jis-nav-link::after {
  content: '';
  position: absolute;
  bottom: 4px; left: 14px; right: 14px;
  height: 2px;
  background: var(--jis-primary);
  transform: scaleX(0);
  transition: transform .3s;
  border-radius: 2px;
}
.jis-nav-link:hover::after, .jis-nav-link.active::after { transform: scaleX(1); }

.jis-offcanvas-btn { background: transparent; border: 2px solid rgba(255,255,255,.5); color: #fff; border-radius: 8px; padding: 6px 10px; }
.jis-offcanvas-btn:hover { background: rgba(255,255,255,.15); }

/* ============================================================
   3. HERO BANNER
   ============================================================ */

/* .jis-hero {
    padding: 70px 0 130px;
    position: relative;
    width: 100%;
    overflow: hidden;
    min-height: fit-content;
    height: fit-content;
} */

.swiper.jis-hero-swiper.swiper-fade.swiper-initialized.swiper-horizontal.swiper-watch-progress.swiper-backface-hidden {
    position: inherit!important;
}

.jis-hero-swiper .swiper-button-prev,
.jis-hero-swiper .swiper-button-prev, .jis-hero-swiper .swiper-button-next {
    width: 50px;
    height: 50px;
    background: rgba(0, 0, 0, 0.45);
    color: #fff;
    border-radius: 50%;
    backdrop-filter: blur(6px);
    transition: 0.3s;
    border: 1px solid #616161;
}

.jis-hero-swiper .swiper-button-prev:hover,
.jis-hero-swiper .swiper-button-next:hover {
    background: var(--jis-primary);
}

.jis-hero-swiper .swiper-button-prev::after,
.jis-hero-swiper .swiper-button-next::after {
    font-size: 18px;
    font-weight: 700;
}



.hero-badge{
    display:inline-flex;
    align-items:center;
    gap:10px;
    padding:12px 22px;
    border:1px solid rgba(255,255,255,.25);
    border-radius:50px;
    backdrop-filter:blur(15px);
    background:rgba(255,255,255,.05);
    margin-bottom:30px;
}

.hero-badge i{
    color:#3fd1ff;
}

.hero-content h1{
    font-size:68px;
    font-weight:800;
    line-height:1.1;
    margin-bottom:25px;
}

.hero-text{
    max-width:560px;
    font-size:22px;
    line-height:1.7;
    opacity:.9;
}

.hero-text span{
    color:#ff8d1f;
    font-weight:700;
}

.hero-features{
    display:flex;
    gap:40px;
    margin-top:60px;
}

.feature-item{
    text-align:center;
    color:#fff;
}

.feature-item .icon{
    width:70px;
    height:70px;
    border-radius:50%;
    display:flex;
    justify-content:center;
    align-items:center;
    margin:auto;
    margin-bottom:15px;
    background:rgba(255,255,255,.08);
    backdrop-filter:blur(15px);
}

.feature-item i{
    font-size:28px;
    color:#54d5ff;
}

.feature-item h5{
    font-weight:700;
    margin-bottom:3px;
}

.feature-item small{
    opacity:.8;
}



.hero-review-card {
    position: absolute;
    right: 9%;
    bottom: 80px;
    width: 490px;
    background: #fff;
    border-radius: 24px;
    padding: 22px;
    display: flex;
    align-items: center;
    gap: 20px;
    box-shadow: 0 20px 50px rgba(0,0,0,.18);
    z-index: 10;
}

.shield {
    min-width: 60px;
    width: 0px;
    height: 50px;
    border-radius: 10px;
    background: linear-gradient(135deg,#1b74ff,#8d4dff);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 22px;
    box-shadow: 0 12px 30px rgba(54,120,255,.35);
}

.review-content{
    flex:1;
}

.review-content h4 {
    margin: 0 0 10px;
    font-size: 18px;
    font-weight: 700;
    color: #222;
    line-height: 1.3;
}

.rating{
    display:flex;
    align-items:center;
    gap:12px;
    margin-bottom:8px;
}

.stars{
    color:#ffb400;
    display:flex;
    gap:3px;
}

.rating span{
    font-weight:700;
    color:#444;
}

.review-content small{
    color:#8b8b8b;
    font-size:14px;
}

.customers{
    text-align:center;
}

.avatars{
    display:flex;
    margin-bottom:10px;
}

.avatars img{
    width:42px;
    height:42px;
    border-radius:50%;
    object-fit:cover;
    margin-left:-10px;
    border:3px solid #fff;
}

.avatars img:first-child{
    margin-left:0;
}

.count{
    background:#6b4cff;
    color:#fff;
    padding:7px 16px;
    border-radius:30px;
    font-size:14px;
    font-weight:700;
}



.hero-video{
    width: 100%;
    height: auto;
    display: block;
    border-radius: 20px; /* optional */
}

.jis-hero::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(255,255,255,.08) 0%, transparent 70%);
  border-radius: 50%;
}
.jis-hero::after {
  content: '';
  position: absolute;
  bottom: -80px; left: 10%;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(255,255,255,.06) 0%, transparent 70%);
  border-radius: 50%;
}
.jis-hero-content { position: relative; z-index: 2; }

.jis-hero-title {
    font-size: clamp(30px, 5vw, 42px);
    font-weight: 600;
    color: #fff;
    line-height: 1.15;
    margin-bottom: 20px;
}


.hero-banner {
    position: relative;
    height: 540px;
    min-height: 540px;
    overflow: hidden;
    background: linear-gradient(rgba(1,160,226,.82), rgba(0,119,187,.82)),
        url("./assets/images/hero-bg.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

/* Container full height */
.hero-banner .container{
    height:100%;
}

/* Content vertically center */
.hero-banner .swiper-content{
    height:100%;
    align-items:center;
}

/* Image Size */
.hero-banner .jis-hero-image img {
    max-width: 128%;
    max-height: 564px;
    object-fit: contain;
}




.jis-hero-desc { color: rgba(255,255,255,.9); font-size: 15px; max-width: 480px; margin-bottom: 36px; line-height: 1.8; }
.jis-hero-btn { background: #fff; color: var(--jis-primary); border: 2px solid #fff; padding: 14px 32px; border-radius: var(--jis-r16); font-weight: 700; font-size: 14px; display: inline-flex; align-items: center; gap: 8px; transition: background .3s, transform .2s, box-shadow .3s; }
.jis-hero-btn:hover { background: var(--jis-primary); color: #fff; border-color: var(--jis-primary); transform: translateY(-3px); box-shadow: 0 12px 32px rgba(0,0,0,.2); }

.jis-hero-image { position: relative; z-index: 2; text-align: center; }

/* .jis-hero-image img { max-height: 420px; width: auto; filter: drop-shadow(0 20px 40px rgba(0,0,0,.2)); animation: jisFloat 4s ease-in-out infinite; } */

@keyframes jisFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-14px); } }

/* Swiper dots override */
.jis-hero .swiper-pagination-bullet { background: rgba(255,255,255,.6); width: 10px; height: 10px; }
.jis-hero .swiper-pagination-bullet-active { background: #fff; width: 28px; border-radius: 8px; }
.jis-hero .swiper-pagination { bottom: 20px; }

/* ============================================================
   4. FLOATING COVERAGE BOX
   ============================================================ */
.jis-coverage-wrap {
    position: relative;
    z-index: 10;
    margin-top: -50px;
    margin-bottom: 0;
}

.jis-coverage-box {
  background: var(--jis-white);
  border-radius: var(--jis-r20);
  box-shadow: var(--jis-shadow-lg);
  padding: 30px 40px;
  display: flex;
  align-items: center;
  gap: 40px;
  flex-wrap: wrap;
}
.jis-coverage-left { flex: 0 0 auto; }
.jis-coverage-left .label {
    font-size: 16px;
    font-weight: 700;
    color: var(--jis-text);
}
.jis-coverage-left .title { font-size: 20px; font-weight: 800; color: var(--jis-heading); }
.jis-coverage-left .title span { color: var(--jis-primary); }
.jis-coverage-right { flex: 1; min-width: 0; }
.jis-coverage-right h6 {
    font-size: 18px;
    font-weight: 600;
    color: var(--jis-text);
    margin-bottom: 18px;
}
.jis-coverage-links { display: flex; flex-wrap: wrap; gap: 10px; }
.jis-coverage-link {
    display: flex;
    align-items: center;
    gap: 8px;
    background: var(--jis-section-bg);
    color: var(--jis-secondary);
    font-size: 16px;
    font-weight: 600;
    padding: 9px 18px;
    border-radius: var(--jis-r12);
    border: 1.5px solid transparent;
    cursor: pointer;
    transition: all .25s;
}
.jis-coverage-link i { font-size: 15px; }
.jis-coverage-link:hover {   background: rgba(1,160,226,.08); color: var(--jis-secondary); transform: translateY(-2px); }
.jis-divider-v { width: 1px; height: 60px; background: rgba(0,0,0,.1); flex-shrink: 0; }

/* ============================================================
   5. MODAL / POPUP — Right-side quote
   ============================================================ */
.jis-modal .modal-dialog { margin: 0; margin-left: auto; margin-right: 0; min-height: 100vh; max-width: 440px; }
.jis-modal .modal-content { border-radius: 0; border: none; min-height: 100vh; box-shadow: -8px 0 40px rgba(0,0,0,.15); }
.jis-modal .modal-header { background: var(--jis-primary); padding: 22px 28px; border-radius: 0; border: none; }
.jis-modal .modal-title { color: #fff; font-weight: 700; font-size: 17px; }
.jis-modal .btn-close { filter: brightness(0) invert(1); opacity: .8; }
.jis-modal .modal-body { padding: 32px 28px; }
.jis-modal .modal.fade .modal-dialog { transform: translateX(100%); }
.jis-modal .modal.show .modal-dialog { transform: translateX(0); transition: transform .35s cubic-bezier(.4,0,.2,1); }

.jis-form-group { margin-bottom: 20px; }
.jis-form-label { font-size: 13px; font-weight: 600; color: var(--jis-heading); margin-bottom: 6px; display: block; }
.jis-form-label span { color: var(--jis-primary); }
.jis-form-control {
  width: 100%;
  border: 1.5px solid rgba(0,0,0,.12);
  border-radius: var(--jis-r12);
  padding: 12px 16px;
  font-size: 14px;
  font-family: 'Montserrat', sans-serif;
  transition: border-color .25s, box-shadow .25s;
  color: var(--jis-text);
  background: #fafafa;
}
.jis-form-control:focus { outline: none; border-color: var(--jis-primary); box-shadow: 0 0 0 3px rgba(238,127,25,.12); background: #fff; }
.jis-form-control::placeholder { color: rgba(0,0,0,.35); font-size: 13px; }
textarea.jis-form-control { resize: vertical; min-height: 100px; }

/* ============================================================
   6. ABOUT + STATISTICS
   ============================================================ */
.jis-about-section {
    padding: 80px 0 60px;
    background: var(--jis-white);
    position: relative;
    width: 100%;
}

.jis-about-section .row {
    display: flex;
    align-items: center;
}

.jis-about-desc { font-size: 15px; color: var(--jis-text); line-height: 1.8; max-width: 660px; }

.jis-stat-card {
    text-align: left;
    /* padding: 28px 20px; */
    border-radius: var(--jis-r16);
    /* background: var(--jis-section-bg); */
    /* border-bottom: 4px solid var(--jis-primary); */
    transition: transform .25s, box-shadow .25s;
    margin-left: 20px;
}

input[type="text"], input[type="email"], input[type="url"], input[type="password"], input[type="search"], input[type="number"], input[type="tel"], input[type="range"], input[type="date"], input[type="month"], input[type="week"], input[type="time"], input[type="datetime"], input[type="datetime-local"], input[type="color"], textarea {
    color: #666;
    border: none!important; 
    border-radius: 10px!important;
    padding: 12px!important;
}

.jis-stat-card:hover { transform: translateY(-6px); }

.jis-stat-number {
    font-size: 40px;
    font-weight: 600;
    line-height: 1;
}
.jis-stat-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--jis-secondary);
    margin-top: 0px;
    margin-bottom: 10px;
}

.jis-partners-row {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 28px;
    /* margin-top: 40px; */
    /* padding-top: 36px; */
    border-left: 1px solid rgba(0,0,0,.08);
   }

.jis-partner-logo { height: 36px; width: auto; filter: grayscale(100%) opacity(.55); transition: filter .3s; }
.jis-partner-logo:hover { filter: grayscale(0%) opacity(1); }
.jis-partner-text { font-size: 22px; font-weight: 900; color: rgba(0,0,0,.35); letter-spacing: -1px; transition: color .3s; }
.jis-partner-text:hover { color: var(--jis-primary); }

.jis-partners-label {
    font-size: 24px;
    font-weight: 700;
    color: var(--jis-text);
    /* text-transform: uppercase; */
    letter-spacing: 1.5px;
    margin-bottom: 10px;
}

.jis-partners-row img {
    filter: grayscale(100%);
    transition: 0.3s ease;
    opacity: 0.5;
}


.jis-partners-row img:hover{
    filter: grayscale(0%);
}






/* ============================================================
   7. SERVICES SECTION
   ============================================================ */
.jis-services-section { padding: 80px 0; background: var(--jis-section-bg); }

.jis-service-block {
    padding: 0px 0px 50px 0;
    /* border-bottom: 1px solid rgba(0,0,0,.06); */
}

.jis-service-block:last-child { border-bottom: none; }
.jis-service-img-wrap { position: relative; display: flex; align-items: center; justify-content: center; }
.jis-service-umbrella { width: 90%; max-width: 340px; filter: drop-shadow(0 16px 40px rgba(0,0,0,.15)); transition: transform .4s; }
.jis-service-umbrella:hover { transform: scale(1.04) rotate(-2deg); }

.jis-service-name {
    font-size: 24px;
    font-weight: 700;
    margin-bottom: 14px;
    color: var(--jis-primary);
}

.jis-service-desc { font-size: 14px; line-height: 1.8; margin-bottom: 20px; color: var(--jis-text); }
.jis-service-features { margin-bottom: 24px; }
.jis-service-features li { font-size: 13px; font-weight: 500; padding: 5px 0; display: flex; align-items: flex-start; gap: 10px; }
.jis-service-features li i { color: var(--jis-primary); font-size: 13px; margin-top: 4px; flex-shrink: 0; }


.jis-read-more {
    color: var(--jis-primary);
    font-size: 16px;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    border-bottom: 2px solid transparent;
    transition: border-color .25s, gap .25s;
}

.jis-read-more:hover { border-color: var(--jis-primary); gap: 10px; color: var(--jis-primary); }

/* ============================================================
   8. WHY CHOOSE US
   ============================================================ */
.jis-why-section {
  padding: 80px 0;
  position: relative;
  background: linear-gradient(rgba(10,20,50,.82), rgba(10,20,50,.82)),
              url('../images/why-bg.png') center/cover no-repeat;
  background-attachment: fixed;
}
.jis-why-title { color: #fff; }


.jis-why-subtitle {
    color: rgba(255,255,255,.75);
    max-width: 880px!important;
    margin: 0 auto 50px;
    font-size: 15px;
}

.jis-why-card {
  background: rgba(255,255,255,.07);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--jis-r20);
  padding: 32px 24px;
  text-align: center;
  transition: background .3s, transform .3s, box-shadow .3s;
  height: 100%;
}
.jis-why-card:hover { background: rgba(255,255,255,.14); transform: translateY(-8px); box-shadow: 0 20px 50px rgba(0,0,0,.3); }

.jis-why-icon {
    width: 64px;
    height: 64px;
    background: #5b61754f;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    border: 1px solid #ffffff24;
}

.jis-why-icon i { color: #fff; font-size: 22px; }
.jis-why-card-title { color: #fff; font-size: 16px; font-weight: 700; margin-bottom: 10px; }
.jis-why-card-text { color: rgba(255,255,255,.7); font-size: 13px; line-height: 1.7; }

/* ============================================================
   9. INDUSTRIES
   ============================================================ */
.jis-industries-section { padding: 80px 0; background: var(--jis-white); }
.jis-industry-card {
  text-align: center;
  padding: 32px 20px;
  border-radius: var(--jis-r16);
  background: var(--jis-section-bg);
  transition: transform .3s, box-shadow .3s, background .3s;
  cursor: pointer;
  border: 2px solid transparent;
}
.jis-industry-card:hover { transform: translateY(-8px); box-shadow: var(--jis-shadow); background: #fff; border-color: var(--jis-primary); }
.jis-industry-icon {
    width: 68px;
    height: 68px;
    background: rgb(238 127 25 / 15%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 18px;
}

.jis-industry-icon i { color: var(--jis-primary); font-size: 24px; }
.jis-industry-card:hover .jis-industry-icon { background: var(--jis-primary); }
.jis-industry-card:hover .jis-industry-icon i { color: #fff; }
.jis-industry-name { font-size: 14px; font-weight: 700; color: var(--jis-heading); }

/* ============================================================
   10. PROTECTION IMPACT
   ============================================================ */

.jis-impact-section {
    padding: 80px 0;
    background: #EE7F191A;
}

.jis-impact-tabs { border-bottom: none; gap: 8px; justify-content: center; flex-wrap: wrap; margin-bottom: 48px; }
.jis-impact-tabs .nav-link {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--jis-text);
  background: #fff;
  border: 2px solid rgba(0,0,0,.1);
  border-radius: 50px;
  padding: 10px 22px;
  transition: all .25s;
}
.jis-impact-tabs .nav-link:hover { border-color: var(--jis-primary); color: var(--jis-primary); }
.jis-impact-tabs .nav-link.active { background: var(--jis-primary); border-color: var(--jis-primary); color: #fff; box-shadow: 0 6px 20px rgba(238,127,25,.35); }

.jis-impact-card {
  background: #fff;
  border-radius: var(--jis-r20);
  overflow: hidden;
  box-shadow: var(--jis-shadow);
  transition: transform .3s, box-shadow .3s;
  height: 100%;
}
.jis-impact-card:hover { transform: translateY(-6px); box-shadow: var(--jis-shadow-lg); }
.jis-impact-img { width: 100%; height: 200px; object-fit: cover; }

.jis-impact-body {
    padding: 24px 24px 0px 24px;
}

.jis-impact-stat {
    font-size: 32px;
    font-weight: 700;
    color: var(--jis-primary);
}

.jis-impact-stat-label { font-size: 14px; font-weight: 600; color: var(--jis-primary); margin-bottom: 12px; }
.jis-impact-desc { font-size: 13px; color: var(--jis-text); line-height: 1.7; margin-bottom: 16px; }

.jis-impact-card{
    overflow: hidden;
}

.jis-impact-image {
    width: 100%;
    /* height: 140px; */
    overflow: hidden;
    margin-top: 15px;
    clip-path: path("M0,45 C40,5 90,5 130,35 C165,60 205,60 240,35 C280,8 330,8 100%,35 L100%,100% L0,100% Z");
}

.jis-impact-image img{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
}

/* ============================================================
   11. TESTIMONIALS
   ============================================================ */
.jis-testimonials-section { padding: 80px 0; background: var(--jis-white); }
.jis-testimonial-card {
  background: var(--jis-section-bg);
  border-radius: var(--jis-r20);
  padding: 32px 28px;
  position: relative;
  border-top: 4px solid var(--jis-primary);
  margin: 10px 4px 30px;
}
.jis-testimonial-card::before { content: '\201C'; font-size: 80px; color: var(--jis-primary); opacity: .15; position: absolute; top: 10px; left: 20px; line-height: 1; font-family: Georgia, serif; }
.jis-testimonial-avatar { width: 60px; height: 60px; border-radius: 50%; object-fit: cover; border: 3px solid var(--jis-primary); }
.jis-testimonial-name { font-size: 15px; font-weight: 700; color: var(--jis-heading); margin-bottom: 2px; }
.jis-testimonial-role { font-size: 12px; color: var(--jis-text); }
.jis-testimonial-stars { color: var(--jis-primary); font-size: 14px; margin-bottom: 14px; }
.jis-testimonial-text { font-size: 14px; color: var(--jis-text); line-height: 1.8; font-style: italic; }
.jis-testimonials-swiper .swiper-pagination { position: relative; margin-top: 24px; }
.jis-testimonials-swiper .swiper-pagination-bullet { background: rgba(0,0,0,.2); width: 10px; height: 10px; }
.jis-testimonials-swiper .swiper-pagination-bullet-active { background: var(--jis-primary); width: 28px; border-radius: 8px; }

/* ============================================================
   12. FOOTER
   ============================================================ */
.jis-footer {
    /* background: var(--jis-secondary); */
    color: rgba(255,255,255,.85);
    padding: 70px 0 0;
    background: linear-gradient(
        90deg,
        #0182B8 0%,
        #0176A8 18%,
        #016C9B 35%,
        #01628E 55%,
        #01597F 75%,
        #015271 100%
    );
}

.jis-footer-brand-name img {
    height: 98px;
}


.jis-footer-brand-name { font-size: 24px; font-weight: 900; color: #fff; }
.jis-footer-brand-sub { font-size: 10px; letter-spacing: 2px; text-transform: uppercase; background: var(--jis-primary); color: #fff; padding: 2px 8px; border-radius: 4px; display: inline-block; margin-top: 2px; }


.jis-footer-desc {
    font-size: 16px;
    line-height: 1.7;
    color: var(--jis-slate);
    margin-bottom: 22px;
}

.jis-footer-social { display: flex; gap: 10px; }
.jis-footer-social a { width: 36px; height: 36px; background: rgba(255,255,255,.15); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: #fff; font-size: 14px; transition: background .25s, transform .25s; }
.jis-footer-social a:hover { background: var(--jis-primary); transform: translateY(-3px); }


.jis-footer-links a {
    color:#fff;
    text-decoration: none;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: color .2s ease, gap .2s ease;
    font-weight: 600;
}

.jis-footer-links a:hover { color: #fff; padding-left: 4px; }
.jis-footer-links a i { font-size: 10px; color: var(--jis-primary); }

.jis-footer-contact-item {
    display: flex;
    align-items: center!important;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 13.5px;
    color: #fff;
    line-height: 1.6;
}

.jis-footer-contact-item i { color: var(--jis-primary); font-size: 16px; margin-top: 2px; flex-shrink: 0; }


.jis-footer-contact-item span {
    font-size: 14px;
    color: #fff;
    /* line-height: 1.6; */
    font-weight: 600;
}

.jis-newsletter-input-wrap { display: flex; gap: 0; margin-top: 6px; }
.jis-newsletter-input { flex: 1; border: none; border-radius: var(--jis-r12) 0 0 var(--jis-r12); padding: 12px 16px; font-size: 13px; font-family: 'Montserrat', sans-serif; background: rgba(255,255,255,.15); color: #fff; }
.jis-newsletter-input::placeholder { color: rgba(255,255,255,.5); }
.jis-newsletter-input:focus { outline: none; background: rgba(255,255,255,.22); }
.jis-newsletter-btn { background: var(--jis-primary); color: #fff; border: none; border-radius: 0 var(--jis-r12) var(--jis-r12) 0; padding: 12px 18px; font-size: 14px; cursor: pointer; transition: background .25s; }
.jis-newsletter-btn:hover { background: #d06a0a; }
.jis-footer-bottom { margin-top: 50px; border-top: 1px solid rgba(255,255,255,.12); padding: 18px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.jis-footer-copy {
    font-size: 14px;
    color: #ffffff;
}

.jis-footer-bottom-links { display: flex; gap: 20px; }


.jis-footer-bottom-links a {
    color: var(--jis-slate);
    text-decoration: none;
    font-size: 14px;
    transition: color .2s ease;
    font-weight: 700;
}

.jis-footer-bottom-links a:hover { color: #fff; }

/* ============================================================
   13. FLOATING WHATSAPP
   ============================================================ */
.jis-whatsapp-float {
    position: fixed;
    bottom: 90px;
    right: 60px;
    z-index: 9000;
    display: flex;
    align-items: center;
    gap: 0;
}
.jis-whatsapp-btn {
  width: 58px;
  height: 58px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 26px;
  box-shadow: 0 6px 24px rgba(37,211,102,.5);
  transition: transform .25s, box-shadow .25s;
  position: relative;
  cursor: pointer;
  text-decoration: none;
}
.jis-whatsapp-btn::before {
  content: '';
  position: absolute;
  inset: -8px;
  border-radius: 50%;
  background: rgba(37,211,102,.3);
  animation: jisPulse 2s ease-out infinite;
}
.jis-whatsapp-btn:hover { transform: scale(1.1); box-shadow: 0 10px 32px rgba(37,211,102,.6); color: #fff; }
@keyframes jisPulse { 0% { transform: scale(1); opacity: 1; } 100% { transform: scale(1.7); opacity: 0; } }
.jis-whatsapp-tooltip {
  background: #fff;
  color: var(--jis-heading);
  font-size: 13px;
  font-weight: 600;
  padding: 8px 14px;
  border-radius: var(--jis-r12);
  box-shadow: var(--jis-shadow);
  white-space: nowrap;
  margin-right: 14px;
  opacity: 0;
  transform: translateX(10px);
  transition: opacity .3s, transform .3s;
  pointer-events: none;
}
.jis-whatsapp-float:hover .jis-whatsapp-tooltip { opacity: 1; transform: translateX(0); }

/* ============================================================
   OFFCANVAS MOBILE MENU
   ============================================================ */
.jis-offcanvas { max-width: 300px !important; }
.jis-offcanvas .offcanvas-header { background: var(--jis-secondary); padding: 18px 20px; }
.jis-offcanvas .offcanvas-title { color: #fff; font-weight: 800; font-size: 18px; }
.jis-offcanvas .btn-close { filter: brightness(0) invert(1); }
.jis-offcanvas-nav { padding: 10px 0; }
.jis-offcanvas-nav .nav-item { border-bottom: 1px solid rgba(0,0,0,.06); }
.jis-offcanvas-nav .nav-link { color: var(--jis-heading); font-weight: 600; font-size: 14px; padding: 14px 20px; display: flex; align-items: center; gap: 10px; }
.jis-offcanvas-nav .nav-link:hover { color: var(--jis-primary); background: rgba(238,127,25,.05); }
.jis-offcanvas-nav .nav-link i { color: var(--jis-primary); width: 18px; font-size: 14px; }

/* ============================================================
   AOS CUSTOM
   ============================================================ */
[data-aos] { pointer-events: none; }
[data-aos].aos-animate { pointer-events: auto; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 991.98px) {
  .jis-hero-image { margin-top: 36px; }
  .jis-coverage-box { flex-direction: column; align-items: flex-start; gap: 20px; padding: 24px 24px; }
  .jis-divider-v { display: none; }
  .jis-modal .modal-dialog { max-width: 380px; }

  .hero-banner .jis-hero-image img {
    max-width: 100%!important;
}


}
@media (max-width: 767.98px) {
  .jis-hero-title { font-size: 28px; }
  .jis-coverage-wrap { margin-top: -40px; }
  .jis-coverage-box { padding: 20px 18px; }
  .jis-service-block { padding: 36px 0; }
  .jis-footer-bottom { flex-direction: column; text-align: center; }
  .jis-footer-bottom-links { justify-content: center; }
  .jis-modal .modal-dialog { max-width: 100%; }
  .jis-whatsapp-float { bottom: 20px; right: 20px; }

.jis-about-section .row {
    display: flex;
    align-items: center;
    gap: 30px;
    padding: 1;
}

.jis-stat-card {
    text-align: left;
    border-radius: var(--jis-r16);
    transition: transform .25s, box-shadow .25s;
    margin-left: 0px!important;
}

.jis-stat-number {
    font-size: 26px!important;
}

}
@media (max-width: 575.98px) {
  .jis-topbar { display: none; }
  .jis-coverage-links { gap: 8px; }
  .jis-coverage-link { font-size: 12px; padding: 8px 14px; }
  .jis-stat-number { font-size: 36px; }
}



@media (max-width: 1067px) {


.jis-whatsapp-float {
    position: fixed;
    bottom: 32px;
    right: 100px!important;
    z-index: 9000;
    display: flex;
    align-items: center;
    gap: 0;
}




}








.jis-hero {
    position: relative;
    width: 100%;
    height: 75vh;
    overflow: hidden;
}

.jis-hero-swiper,
.jis-hero-swiper .swiper-wrapper,
.jis-hero-swiper .swiper-slide{
    width:100%;
    height:100%;
}

/* Background Images */

.slide1{
    background:url("../images/hero-health.jpg") center center/cover no-repeat;
}

.slide2{
    background:url("../images/motor-claim.png") center center/cover no-repeat;
}

.slide3{
    background:url("../images/life-insurance01.png") center center/cover no-repeat;
}

/* Top Gradient */

.hero-overlay{
    position:absolute;
    inset:0;
    background:linear-gradient(
        90deg,
        rgba(0,0,0,.75) 0%,
        rgba(0,0,0,.45) 40%,
        rgba(0,0,0,.15) 100%
    );
    z-index:1;
}

/* Bottom Gradient */

.hero-bottom-gradient{
    position:absolute;
    left:0;
    bottom:0;
    width:100%;
    height:220px;
    background:linear-gradient(
        transparent,
        rgba(0,0,0,.75)
    );
    z-index:2;
}

.hero-slide{
    position:relative;
}

.hero-slide .container{
    height:100%;
    position:relative;
    z-index:5;
}

.hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: baseline;
    text-align: left;
    color: #fff;
    max-width: 850px;
    margin: initial;
}

.hero-content h1 {
    font-size: 34px;
    font-weight: 800;
    line-height: 50px;
    /* margin-bottom: -15px; */
    color: #e9e9e9;
}

.hero-content p {
    font-size: 16px;
    line-height: 1.8;
    margin-bottom: 35px;
    color: #f5f5f5;
}

.jis-hero-btn{

    background:#01A0E2;
    color:#fff;
    border:none;
    padding:16px 38px;
    border-radius:50px;
    font-size:17px;
    font-weight:600;
    transition:.3s;
}

.jis-hero-btn:hover{

    background:#0086c7;
}

.swiper-pagination-bullet{

    background:#fff;
    opacity:.6;
}

.swiper-pagination-bullet-active{

    background:#01A0E2;
    opacity:1;
}

/* Responsive */

@media(max-width:991px){

.hero-content h1{

    font-size:40px;
}

.hero-content p{

    font-size:16px;
}

}

@media(max-width:576px){

.hero-content h1{

    font-size:30px;
}

.hero-content p{

    font-size:15px;
}


}







/* about-us */


/* ---- Hero ---- */
.jis-about-hero {
  position: relative;
  background: linear-gradient(180deg, rgba(15,17,33,.92), rgba(15,17,33,.88)), url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?auto=format&fit=crop&w=1800&q=80') center/cover no-repeat;
  padding: 90px 0 70px;
  text-align: center;
}
.jis-about-hero .jis-about-crumb { color: rgba(255,255,255,.65); font-size: 13px; font-weight: 600; letter-spacing: .5px; margin-bottom: 18px; display:flex; justify-content:center; gap:8px; }
.jis-about-hero .jis-about-crumb span { color: var(--jis-primary); }
.jis-about-hero h1 { color: #fff; font-size: clamp(30px, 5vw, 46px); max-width: 780px; margin: 0 auto 18px; }
.jis-about-hero p { color: rgba(255,255,255,.72); max-width: 560px; margin: 0 auto; font-size: 15px; }

/* ---- Story ---- */
.jis-about-story-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.jis-about-story-media { position: relative; }
.jis-about-story-media img { border-radius: var(--jis-r20); box-shadow: var(--jis-shadow-lg); width: 100%; height: 420px; object-fit: cover; }
.jis-about-story-media .jis-about-story-badge {
  position: absolute; bottom: -26px; left: -26px;
  background: #fff; border-radius: var(--jis-r16); box-shadow: var(--jis-shadow-lg);
  padding: 20px 26px; display:flex; align-items:center; gap:14px;
}
.jis-about-story-media .jis-about-story-badge .num { font-size: 28px; font-weight: 800; color: var(--jis-secondary); }
.jis-about-story-media .jis-about-story-badge .lbl { font-size: 12px; font-weight: 600; color: var(--jis-text); max-width: 110px; line-height: 1.35; }
.jis-about-story-copy p { margin-bottom: 16px; color: var(--jis-text); }
.jis-about-story-stats { display: flex; gap: 40px; margin-top: 30px; }
.jis-about-story-stats .stat .n { font-size: 26px; font-weight: 800; color: var(--jis-heading); }
.jis-about-story-stats .stat .l { font-size: 12px; font-weight: 600; color: var(--jis-text); text-transform: uppercase; letter-spacing: .5px; }

/* ---- Mission / Vision ---- */
.jis-about-mission-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.jis-about-mission-card { background: #fff; border-radius: var(--jis-r20); padding: 38px; box-shadow: var(--jis-shadow); border-top: 4px solid var(--jis-primary); }
.jis-about-mission-card:nth-child(2) { border-top-color: var(--jis-secondary); }
.jis-about-mission-icon { width: 54px; height: 54px; border-radius: 14px; background: rgba(238,127,25,.1); display:flex; align-items:center; justify-content:center; margin-bottom: 20px; }
.jis-about-mission-card:nth-child(2) .jis-about-mission-icon { background: rgba(1,160,226,.1); }
.jis-about-mission-card h3 { font-size: 20px; margin-bottom: 12px; }

/* ---- Journey timeline ---- */
.jis-about-timeline { position: relative; margin-top: 50px; }
.jis-about-timeline::before { content:""; position:absolute; top:26px; left:0; right:0; height:2px; background: repeating-linear-gradient(90deg, #d9dce2 0 10px, transparent 10px 20px); }
.jis-about-timeline-track { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.jis-about-timeline-item { text-align: center; }
.jis-about-timeline-dot { width: 54px; height: 54px; border-radius: 50%; background: #fff; border: 2px solid var(--jis-primary); color: var(--jis-primary); font-weight: 800; font-size: 14px; display:flex; align-items:center; justify-content:center; margin: 0 auto 18px; position: relative; z-index: 2; box-shadow: var(--jis-shadow); }
.jis-about-timeline-item h4 { font-size: 15px; margin-bottom: 8px; }
.jis-about-timeline-item p { font-size: 13px; color: var(--jis-text); padding: 0 8px; }

/* ---- Why choose us (dark) ---- */
.jis-about-why-section {
  position: relative;
  background: linear-gradient(180deg, rgba(15,17,33,.94), rgba(15,17,33,.9)), url('https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1800&q=80') center/cover no-repeat;
  color: #fff;
}
.jis-about-why-section .jis-section-title, .jis-about-why-section h2 { color: #fff; }
.jis-about-why-section .jis-section-subtitle { color: rgba(255,255,255,.65); margin: 0 auto; }
.jis-about-why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 50px; }

.jis-about-why-card {
    background: rgba(255,255,255,.06);
    border: 1px solid rgba(255,255,255,.1);
    border-radius: var(--jis-r16);
    padding: 30px 26px;
    backdrop-filter: blur(6px);
    transition: transform .3s, background .3s;
    text-align: center;
    justify-content: center;
    align-items: center;
    display: flex;
    flex-direction: column;
}

.jis-about-why-card:hover { transform: translateY(-6px); background: rgba(255,255,255,.1); }
.jis-about-why-icon { width: 46px; height: 46px; border-radius: 12px; background: var(--jis-primary); display:flex; align-items:center; justify-content:center; margin-bottom: 18px; font-size: 18px; }
.jis-about-why-card h4 { color: #fff; font-size: 15px; margin-bottom: 10px; }
.jis-about-why-card p { font-size: 13px; color: rgba(255,255,255,.6); }

/* ---- Partners ---- */
.jis-about-partners-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; margin-top: 40px; flex-wrap: wrap; }
.jis-about-partner-chip { flex: 1; min-width: 120px; text-align: center; padding: 18px 12px; background: #fff; border-radius: var(--jis-r12); box-shadow: var(--jis-shadow); font-weight: 700; color: #9aa0ab; font-size: 13px; letter-spacing: .3px; }

/* ---- Team ---- */
.jis-about-team-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; margin-top: 50px; }
.jis-about-team-card { background: #fff; border-radius: var(--jis-r16); overflow: hidden; box-shadow: var(--jis-shadow); text-align: center; transition: transform .3s, box-shadow .3s; }
.jis-about-team-card:hover { transform: translateY(-6px); box-shadow: var(--jis-shadow-lg); }
.jis-about-team-card img { width: 100%; height: 230px; object-fit: cover; }
.jis-about-team-info { padding: 20px 16px 24px; }
.jis-about-team-info h4 { font-size: 15px; margin-bottom: 4px; }
.jis-about-team-info span { font-size: 12px; color: var(--jis-primary); font-weight: 600; }

/* ---- CTA banner ---- */
.jis-about-cta-banner {
  background: var(--jis-primary);
  border-radius: var(--jis-r20);
  padding: 50px 60px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
}
.jis-about-cta-banner h3 { color: #fff; font-size: 26px; max-width: 480px; }
.jis-about-cta-banner p { color: rgba(255,255,255,.85); margin-top: 8px; }
.jis-about-cta-banner .jis-btn-primary { background: #fff; color: var(--jis-primary); border-color: #fff; }
.jis-about-cta-banner .jis-btn-primary:hover { background: var(--jis-dark); color: #fff; border-color: var(--jis-dark); }


.jis-section {
    padding: 80px 0px;
}



/* Coverage Icons */

.jis-coverage-links{
    display:flex;
    align-items:center;
    gap:30px;
}

.jis-coverage-link{
    display:flex;
    align-items:center;
    gap:14px;
    border:0;
    transition:.3s;
    text-decoration:none !important;
}

.jis-coverage-link:hover{
    transform:translateY(-4px);
}

.jis-icon {
    width: 50px;
    height: 50px;
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 30px;
    background: #fff;
    box-shadow: 0 12px 30px rgba(0,0,0,.08);
    border: 1px solid #d3e2f8;
}

.jis-link-text {
    font-size: 18px;
    font-weight: 600;
    color: #222;
    position: relative;
    /* padding-bottom: 12px; */
}

.jis-link-text::after{
    content:"";
    position:absolute;
    left:0;
    bottom:0;
    width:65px;
    height:3px;
    border-radius:30px;
}

/* Colors */

.health{
    background:#F3F9FF;
    color:#2F80ED;
}

/* .health + .jis-link-text::after{
    background:#2F80ED;
} */

.motor{
    background:#F3F9FF;
    color:#2F80ED;
}

/* .motor + .jis-link-text::after{
    background:#2F80ED;
} */

.life{
    background:#FAF4FF;
    color:#8E44EC;
}

/* .life + .jis-link-text::after{
    background:#8E44EC;
} */

.term{
    background:#F2FFF6;
    color:#27AE60;
}

/* .term + .jis-link-text::after{
    background:#27AE60;
} */

.jis-coverage-link:hover .jis-icon{
    transform:scale(1.08);
}






/* ---------- Service blocks ---------- */
.jis-service-block{
  padding: 44px 0;
  border-bottom: 1px dashed #e2e4e8;
  scroll-margin-top: 110px;
}
.jis-service-block:last-of-type{ border-bottom:none; }

.jis-icon-badge {
    width: 64px;
    height: 64px;
    border-radius: var(--jis-r16);
    background: #f3cc6742;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.7rem;
    color: var(--jis-primary);
    flex-shrink: 0;
}

.jis-service-block h2{ font-size:1.55rem; font-weight:800; margin-bottom:6px; }
.jis-service-block .jis-desc{
  color: var(--jis-text); font-size:.96rem; line-height:1.75; margin:12px 0 18px;
}
.jis-feature-list li{
  position:relative;
  padding-left:26px;
  margin-bottom:10px;
  font-size:.94rem;
  color: var(--jis-heading);
}
.jis-feature-list li::before{
  content:"";
  position:absolute; left:0; top:6px;
  width:9px; height:9px;
  background: var(--jis-primary);
  border-radius:2px;
}

/* ---------- Sidebar cards ---------- */
.jis-sidebar-card{
  background: var(--jis-white);
  border:1px solid #eceef1;
  border-radius: var(--jis-r16);
  box-shadow: var(--jis-shadow);
  padding: 26px;
  margin-bottom: 24px;
}
.jis-sidebar-card h5{
  font-weight:800; font-size:1.05rem; margin-bottom:16px;
  display:flex; align-items:center; gap:8px;
}
.jis-sidebar-card h5 i{ color: var(--jis-primary); }

/* Enquiry / inquiry card */
.jis-enquiry-card{
  background: var(--jis-dark);
  border-radius: var(--jis-r16);
  padding: 28px 26px;
  color:#fff;
  box-shadow: var(--jis-shadow-lg);
  margin-bottom:24px;
}
.jis-enquiry-card h5{ color:#fff; font-weight:800; display:flex; align-items:center; gap:8px; margin-bottom:8px; }
.jis-enquiry-card h5 i{ color: var(--jis-primary); }
.jis-enquiry-card p{ color: rgba(255,255,255,.65); font-size:.88rem; margin-bottom:18px; }
.jis-enquiry-card .form-control,
.jis-enquiry-card .form-select{
  background: rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.2);
  color:#fff;
  font-size:.9rem;
  padding:10px 14px;
  border-radius: var(--jis-r12);
  margin-bottom:12px;
}
.jis-enquiry-card .form-control::placeholder{ color: rgba(255,255,255,.5); }
.jis-enquiry-card .form-control:focus,
.jis-enquiry-card .form-select:focus{
  background: rgba(255,255,255,.12);
  color:#fff; box-shadow:none; border-color: var(--jis-primary);
}
.jis-enquiry-card .jis-btn-primary{ width:100%; justify-content:center; margin-top:2px; }
.jis-enquiry-contact{
  display:flex; align-items:center; gap:10px;
  font-size:.85rem; color: rgba(255,255,255,.75); margin-top:16px;
}
.jis-enquiry-contact i{ color: var(--jis-primary); }
.jis-enquiry-contact a{ color:#fff; text-decoration:underline; }

/* Document tabs */
.jis-doc-tabs .nav-link{
  font-size:.82rem; font-weight:700;
  color: var(--jis-text);
  border-radius: var(--jis-r12);
  padding:7px 15px;
  border:1px solid #e2e4e8;
  margin-right:6px; margin-bottom:8px;
  background:transparent;
}
.jis-doc-tabs .nav-link.active{
  background: var(--jis-primary);
  color:#fff;
  border-color: var(--jis-primary);
}
.jis-doc-list li{
  display:flex; align-items:flex-start; gap:10px;
  font-size:.88rem; color: var(--jis-heading);
  padding:9px 0;
  border-bottom:1px solid #eef0f2;
}
.jis-doc-list li:last-child{ border-bottom:none; }
.jis-doc-list li i{ color: var(--jis-secondary); margin-top:2px; }

/* Track record card */
.jis-stat-row{
  display:flex; justify-content:space-between; align-items:center;
  padding:10px 0; border-bottom:1px solid #eef0f2; font-size:.88rem;
}
.jis-stat-row:last-child{ border-bottom:none; }
.jis-stat-row strong{ color: var(--jis-primary); }

/* ---------- Why choose strip ---------- */
.jis-why-strip{ background: var(--jis-dark); padding: 46px 0; }
.jis-why-item{
  background: rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.12);
  border-radius: var(--jis-r16);
  padding: 20px;
  text-align:center;
  height:100%;
}
.jis-why-item i{ font-size:1.6rem; color: var(--jis-primary); margin-bottom:10px; display:block; }
.jis-why-item h6{ color:#fff; font-weight:700; font-size:.94rem; margin-bottom:4px; }
.jis-why-item p{ font-size:.8rem; color: rgba(255,255,255,.6); margin:0; }






/* =====================================================================
   CONTACT PAGE SPECIFIC COMPONENTS
   ===================================================================== */

/* Floating quick-contact cards inside banner */
.jis-quickcard{
  background: rgba(255,255,255,.07);
  border:1px solid rgba(255,255,255,.18);
  border-radius: var(--jis-r16);
  padding: 22px;
  height:100%;
  transition: transform .25s, background .25s;
}
.jis-quickcard:hover{ background: rgba(255,255,255,.12); transform: translateY(-4px); }
.jis-quickcard .jis-qc-icon{
  width:48px; height:48px; border-radius: var(--jis-r12);
  background: var(--jis-primary);
  display:flex; align-items:center; justify-content:center;
  font-size:1.25rem; color:#fff; margin-bottom:14px;
}
.jis-quickcard h6{ color:#fff; font-weight:700; font-size:.95rem; margin-bottom:6px; }
.jis-quickcard p, .jis-quickcard a{ color: rgba(255,255,255,.7); font-size:.85rem; margin:0; }
.jis-quickcard a:hover{ color: var(--jis-primary); }

/* Contact form card */
.jis-form-card {
    background: var(--jis-white);
    border-radius: var(--jis-r20);
    box-shadow: var(--jis-shadow-lg);
    padding: 40px;
    /* margin-top: -80px; */
    position: relative;
    z-index: 5;
    margin: 5;
}

div#contactForm {
    margin-top: 40px;
}
.jis-form-card label{
  font-weight:600; font-size:.85rem; color: var(--jis-heading); margin-bottom:6px; display:block;
}
.jis-form-card .form-control, .jis-form-card .form-select, .jis-form-card textarea.form-control{
  border:1.5px solid #e2e4e8;
  border-radius: var(--jis-r12);
  padding: 12px 16px;
  font-size:.9rem;
  background: var(--jis-section-bg);
  transition: border-color .25s, background .25s;
}
.jis-form-card .form-control:focus, .jis-form-card .form-select:focus{
  border-color: var(--jis-primary);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(238,127,25,.12);
}
.jis-form-card .form-group{ margin-bottom:20px; }

/* Info sidebar next to form */
.jis-info-panel{
  background: var(--jis-dark);
  border-radius: var(--jis-r20);
  padding: 40px 34px;
  color:#fff;
  height:100%;
}
.jis-info-panel h4{ color:#fff; font-weight:800; margin-bottom:10px; }
.jis-info-panel > p{ color: rgba(255,255,255,.65); font-size:.9rem; margin-bottom:26px; }
.jis-info-row{ display:flex; gap:14px; margin-bottom:22px; align-items:flex-start; }
.jis-info-row .jis-info-icon{
  width:42px; height:42px; border-radius: var(--jis-r12);
  background: rgba(238,127,25,.15);
  color: var(--jis-primary);
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0; font-size:1.1rem;
}
.jis-info-row h6{ color:#fff; font-weight:700; font-size:.9rem; margin-bottom:3px; }
.jis-info-row p, .jis-info-row a{ color: rgba(255,255,255,.65); font-size:.85rem; margin:0; }
.jis-info-row a:hover{ color: var(--jis-primary); }
.jis-info-socials{ display:flex; gap:10px; margin-top:10px; }
.jis-social-circle{
  width:36px; height:36px; border-radius:50%;
  background: rgba(255,255,255,.1);
  display:inline-flex; align-items:center; justify-content:center;
  color:#fff; transition:.3s;
}
.jis-social-circle:hover{ background: var(--jis-primary); }

/* Office hours mini table */
.jis-hours-row{
  display:flex; justify-content:space-between;
  font-size:.85rem; padding:8px 0; border-bottom:1px solid rgba(255,255,255,.1);
}
.jis-hours-row:last-child{ border-bottom:none; }
.jis-hours-row span:first-child{ color: rgba(255,255,255,.65); }
.jis-hours-row span:last-child{ color:#fff; font-weight:600; }

/* Map section */
.jis-map-wrap{
  border-radius: var(--jis-r20);
  overflow:hidden;
  box-shadow: var(--jis-shadow);
  height: 420px;
}
.jis-map-wrap iframe{ width:100%; height:100%; border:0; display:block; }

/* Branch cards */
.jis-branch-card{
  background:#fff;
  border:1px solid #eceef1;
  border-radius: var(--jis-r16);
  box-shadow: var(--jis-shadow);
  padding: 28px;
  height:100%;
  transition: transform .25s, box-shadow .25s;
}
.jis-branch-card:hover{ transform: translateY(-6px); box-shadow: var(--jis-shadow-lg); }
.jis-branch-card .jis-branch-icon{
  width:56px; height:56px; border-radius: var(--jis-r16);
  background: var(--jis-section-bg);
  color: var(--jis-primary);
  display:flex; align-items:center; justify-content:center;
  font-size:1.5rem; margin-bottom:16px;
}
.jis-branch-card h5{ font-size:1.05rem; margin-bottom:10px; }
.jis-branch-card p{ font-size:.88rem; color: var(--jis-text); margin-bottom:4px; }

/* FAQ accordion */
.jis-accordion .accordion-item{
  border:1px solid #eceef1;
  border-radius: var(--jis-r12) !important;
  margin-bottom:14px;
  overflow:hidden;
}
.jis-accordion .accordion-button{
  font-weight:700; font-size:.94rem; color: var(--jis-heading);
  background:#fff; padding:18px 22px;
}
.jis-accordion .accordion-button:not(.collapsed){
  color: var(--jis-primary); background: #fff9f2;
}
.jis-accordion .accordion-button:focus{ box-shadow:none; }
.jis-accordion .accordion-button::after{ flex-shrink:0; }
.jis-accordion .accordion-body{ font-size:.88rem; color: var(--jis-text); padding: 4px 22px 20px; }


/* ---------- Page banner ---------- */
.jis-banner{
  background: linear-gradient(120deg, var(--jis-dark) 0%, #142244 60%, #0d1830 100%);
  position: relative; overflow: hidden; padding: 64px 0 56px;
}
.jis-banner::before{
  content:""; position:absolute; inset:0;
  background: radial-gradient(circle at 85% 15%, rgba(238,127,25,.20), transparent 55%);
}
.jis-banner h1{ color:#fff; font-weight:800; font-size: clamp(1.8rem, 3vw, 2.6rem); }
.jis-breadcrumb{ font-size:.9rem; color: rgba(255,255,255,.55); }
.jis-breadcrumb a{ color: rgba(255,255,255,.55); }
.jis-breadcrumb .current{ color: var(--jis-primary); font-weight:600; }


.jis-about-why-icon{
    width:70px;
    height:70px;
    border-radius:50%;
    background:var(--jis-primary);
    color:#fff;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:30px;
    margin:0 auto 20px;
}

.jis-about-why-icon i{
    line-height:1;
}








.jis-footer{
    position:relative;
    /*background:*/
    /*  radial-gradient(ellipse 900px 500px at 12% -10%, rgba(201,162,39,0.10), transparent 60%),*/
    /*  linear-gradient(180deg, var(--jis-navy-900) 0%, var(--jis-navy-950) 100%);*/
    color:#fff;
    padding:88px 0 0;
    overflow:hidden;
    isolation:isolate;
  }

  /* signature: quiet repeating shield watermark */
  .jis-footer::before{
    content:"";
    position:absolute;
    inset:0;
    z-index:0;
    opacity:0.05;
    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120' viewBox='0 0 120 120'%3E%3Cpath d='M60 12 L98 26 L98 58 C98 84 82 100 60 110 C38 100 22 84 22 58 L22 26 Z' fill='none' stroke='%23E4C767' stroke-width='1.4'/%3E%3C/svg%3E");
    background-size:120px 120px;
    pointer-events:none;
  }

  .jis-footer .container{
    max-width:1280px;
    margin:0 auto;
    padding:0 32px;
    position:relative;
    z-index:1;
  }

  .jis-footer-eyebrow{
    font-size:13px;
    letter-spacing:0.14em;
    text-transform:uppercase;
    color:var(--jis-gold-soft);
    margin-bottom:6px;
  }

  /* ============ EQUAL-WIDTH GRID ============ */
  .jis-footer-grid{
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
  }

  @media (max-width:960px){
    .jis-footer-grid{ grid-template-columns:repeat(2, 1fr); gap:44px 32px; }
    .jis-footer-col-brand{ grid-column:1 / -1; }
  }
  @media (max-width:560px){
    .jis-footer-grid{ grid-template-columns:1fr; }
  }

  .jis-footer-col{ min-width:0; }

  /* ---- Brand column ---- */
  .jis-footer-brand-name{ margin-bottom:18px; }
  .jis-footer-brand-name img{ height:38px; }

.jis-footer-tagline {
    font-size: 20px;
    line-height: 1.35;
    font-weight: 600;
}


  .jis-footer-tagline em{
    font-style:italic;
    color:var(--jis-gold-soft);
  }

  .jis-footer-social{ display:flex; gap:10px; }
  .jis-footer-social a{
    width:36px; height:36px;
    display:flex; align-items:center; justify-content:center;
    border:1px solid var(--jis-hair);
    border-radius:50%;
    color:var(--jis-ivory);
    font-size:14px;
    text-decoration:none;
    transition:all .25s ease;
    background:rgba(237,242,247,0.03);
  }
  .jis-footer-social a:hover{
    background:var(--jis-primary);
    border-color:var(--jis-primary);
    color:var(--jis-navy-950);
    transform:translateY(-3px);
  }

  /* ---- Headings ---- */
.jis-footer-heading {
    /* font-family: 'Fraunces', serif; */
    font-size: 18px;
    font-weight: 600;
    letter-spacing: 0.02em;
    color: var(--jis-ivory);
    margin: 0 0 10px;
    position: relative;
}


  /* ---- Link lists ---- */
  .jis-footer-links{
    list-style:none;
    margin:0; padding:0;
    display:flex; flex-direction:column;
    gap:11px;
  }
  .jis-footer-links a{
    color:var(--jis-slate);
    text-decoration:none;
    font-size:13.5px;
    display:inline-flex;
    align-items:center;
    gap:8px;
    transition:color .2s ease, gap .2s ease;
  }
.jis-footer-links a::before {
    content: "";
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: #fff!important;
    opacity: 0;
    transform: scale(0);
    transition: all .2s ease;
}
  .jis-footer-links a{
    color:#fff!important;
    gap:10px!important;
  }
  .jis-footer-links a::before{
    opacity:1!important;
    transform:scale(1);
  }

  /* ---- Contact ---- */
  .jis-footer-contact-item{
    display:flex;
    align-items:flex-start;
    gap:12px;
    margin-bottom:16px;
    font-size:13.5px;
    color:#fff;
    line-height:1.6;
  }
  .jis-footer-contact-item .jis-ico{
    flex:0 0 auto;
    width:30px; height:30px;
    border-radius:8px;
    background:rgba(201,162,39,0.12);
    color:var(--jis-primary);
    display:flex; align-items:center; justify-content:center;
    font-size:12.5px;
    margin-top:1px;
  }
  .jis-footer-contact-item a{ color:var(--jis-slate); text-decoration:none; }
  .jis-footer-contact-item a{ color:#fff; }

  /* ---- Newsletter ---- */
  .jis-newsletter-copy{
    font-size:13px;
    line-height:1.7;
    color:var(--jis-slate);
    margin-bottom:18px;
  }
  .jis-newsletter-form{ margin-bottom:22px; }
  .jis-newsletter-input-wrap{
    display:flex;
    background:rgba(237,242,247,0.05);
    border:1px solid var(--jis-hair);
    border-radius:10px;
    overflow:hidden;
    transition:border-color .2s ease;
  }
  .jis-newsletter-input-wrap:focus-within{ border-color:var(--jis-gold); }
  .jis-newsletter-input{
    flex:1;
    background:transparent;
    border:none;
    outline:none;
    padding:13px 14px;
    font-size:13px;
    color:var(--jis-ivory);
    font-family:'Inter',sans-serif;
  }
  .jis-newsletter-input::placeholder{ color:#5E7793; }
  .jis-newsletter-btn{
    border:none;
    background:var(--jis-gold);
    color:var(--jis-navy-950);
    width:46px;
    display:flex; align-items:center; justify-content:center;
    cursor:pointer;
    transition:background .2s ease;
  }
  .jis-newsletter-btn:hover{ background:var(--jis-gold-soft); }

  /* signature: policy seal badge */
  .jis-seal{
    display:inline-flex;
    align-items:center;
    gap:10px;
    padding:9px 14px 9px 9px;
    border:1px solid var(--jis-hair);
    border-radius:100px;
    background:rgba(237,242,247,0.03);
  }
  .jis-seal-ring{
    width:30px; height:30px;
    border-radius:50%;
    border:1.5px dashed var(--jis-gold);
    display:flex; align-items:center; justify-content:center;
    font-size:12px;
    color:var(--jis-gold-soft);
    flex:0 0 auto;
  }
  .jis-seal-text{
    font-size:11px;
    line-height:1.4;
    color:var(--jis-slate);
  }
  .jis-seal-text strong{
    display:block;
    color:var(--jis-ivory);
    font-size:12px;
    font-family:'Fraunces', serif;
  }

  /* ============ TRUST STRIP (creative addition) ============ */
  .jis-trust-strip{
    display:grid;
    grid-template-columns:repeat(4, 1fr);
    gap:1px;
    background:var(--jis-hair);
    margin:36px 0 0;
    border:1px solid var(--jis-hair);
    border-radius:14px;
    overflow:hidden;
  }
  @media (max-width:760px){
    .jis-trust-strip{ grid-template-columns:repeat(2, 1fr); }
  }
  .jis-trust-item{
    background:rgba(237,242,247,0.025);
    padding:20px 18px;
    display:flex;
    align-items:center;
    gap:12px;
  }
  .jis-trust-item i{
    color:var(--jis-gold-soft);
    font-size:16px;
    flex:0 0 auto;
  }
  .jis-trust-item span{
    font-size:12.5px;
    color:var(--jis-slate);
    line-height:1.4;
  }
  
.jis-trust-item strong {
    display: block;
    font-size: 16px;
    font-weight: 600;
    padding-bottom: 6px;
}

  /* ============ BOTTOM BAR ============ */
  .jis-footer-bottom{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    padding:26px 0;
    flex-wrap:wrap;
  }
  .jis-footer-bottom-links{ display:flex; gap:26px; flex-wrap:wrap; }
  
  
.jis-footer-bottom-links a {
    color: var(--jis-slate);
    text-decoration: none;
    font-size: 14px!important;
    transition: color .2s ease;
}


  .jis-footer-bottom-links a
  { color:var(--jis-gold-soft); }
  
.jis-footer-copy {
    font-size: 14px;
    color: #fff;
    font-weight: 700;
}

  /* back-to-top, small functional/creative touch */
  .jis-to-top{
    width:38px; height:38px;
    border-radius:50%;
    border:1px solid var(--jis-hair);
    background:rgba(237,242,247,0.03);
    color:var(--jis-gold-soft);
    display:flex; align-items:center; justify-content:center;
    text-decoration:none;
    font-size:13px;
    transition:all .25s ease;
  }
  .jis-to-top:hover{
    background:var(--jis-gold);
    color:var(--jis-navy-950);
    border-color:var(--jis-gold);
    transform:translateY(-3px);
  }



.jis-footer-brand-name img {
    height: 80px;
}

















  .btn-outline-white{background:#fff;color:var(--navy);border:1px solid #dee2ea;}
  .btn-outline-white:hover{border-color:var(--jis-primary);color:var(--jis-primary);}
  .btn-outline-dark{background:transparent;border:1px solid rgba(255,255,255,.25);color:#fff;}
  .btn-outline-dark:hover{background:rgba(255,255,255,.06);}
  .btn i{font-size:15px;}


img.jis-logo {
    width: 210px;
}


  /* ===== HERO ===== */

  .hero-inner {
    padding:34px 0;
    background: url("../images/health-insurance01.png") no-repeat center center;
  }

  .hero-inner {
    position: relative;
    padding: 34px 0;
    background: url("../images/health-insurance01.png") no-repeat center center;
    background-size: cover;
    overflow: hidden;
}

.hero-inner::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgb(16 31 59 / 89%);
    z-index: 1;
}

.hero-inner > * {
    position: relative;
    z-index: 2;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.9fr 1fr;
    gap: 22px;
    align-items: center;
}

.hero-left{
    display:flex;
    align-items:flex-start;
    gap:28px;
}

.hdfc-logo-card{
    width:170px;
    min-width:170px;
    height:170px;
    background:#fff;
    border-radius:18px;
    padding:20px;
    display:flex;
    align-items:center;
    justify-content:center;
    box-shadow:0 12px 35px rgba(0,0,0,.08);
    border:1px solid #eef1f5;
}

.company-logo{
    width:100%;
    max-width:130px;
    height:auto;
    object-fit:contain;
}

.hero-info h1{
    margin-bottom:12px;
}

.hero-info p{
    font-size:16px;
    line-height:1.8;
    color:#555;
    margin:18px 0 24px;
}

.tag-pills{
    display:flex;
    flex-wrap:wrap;
    gap:10px;
}

.tag-pills span{
    padding:8px 18px;
    border-radius:50px;
    background:#f3f6fb;
    color:#0b3b71;
    font-size:14px;
    font-weight:600;
}

@media(max-width:991px){
    .hero-left{
        flex-direction:column;
        align-items:center;
        text-align:center;
    }

    .hdfc-logo-card{
        width:150px;
        height:150px;
        min-width:150px;
    }
}

  .hdfc-logo{text-align:center;}
  .hdfc-logo .sq{width:52px;height:52px;background:var(--red);margin:0 auto 8px;border-radius:5px;position:relative;box-shadow:0 3px 8px -2px rgba(227,30,43,.4);}
  .hdfc-logo .sq::after{content:"";position:absolute;inset:14px;background:#fff;}
  .hdfc-logo .word{font-size:25px;font-weight:800;color:var(--red);line-height:1.05;}
  .hdfc-logo .tag{color:var(--red);font-size:11px;margin-top:6px;font-style:italic;font-family:'Inter',sans-serif;}

.hero-info h1 {
    font-size: 26px;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 10px;
    /* letter-spacing: -.3px; */
}

  .hero-badges{display:flex;align-items:center;gap:18px;margin-bottom:12px;font-size:12.5px;color:var(--slate);}
  .trusted{color:var(--jis-primary);font-weight:700;display:flex;align-items:center;gap:6px;}
  .hero-badges i{font-size:13px;}


.hero-info p {
    color: #ffffff;
    font-size: 13.5px;
    margin-bottom: 16px;
    max-width: 520px;
}


  .tag-pills{display:flex;flex-wrap:wrap;gap:8px;}
  .tag-pills span{
    background:var(--panel);border:1px solid var(--line);padding:6px 15px;border-radius:20px;
    font-size:12px;color:var(--ink);font-weight:600;
  }

.hero-right {
    background: linear-gradient(160deg,var(--navy),var(--navy));
    border-radius: 10px;
    padding: 22px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    box-shadow: 0 12px 28px -14px rgba(13,27,51,.55);
}

  .hero-right h3{color:#fff;font-size:15px;font-weight:800;margin-bottom:2px;}
  .stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;}
  .stat-box{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:8px;padding:12px 6px;text-align:center;}
  .stat-box b{display:block;color:#fff;font-size:17px;font-weight:800;}
  .stat-box span{color:#a2abc4;font-size:9.5px;letter-spacing:.2px;}
  .hero-right .btn{width:100%;}
  .hero-right .btn-row{display:grid;grid-template-columns:1fr 1fr;gap:10px;}

  /* ===== WHY BUY SECTION ===== */
.why-buy {
    background: #f5f6fa;
    padding: 80px 0px;
}

  .eyebrow{
    text-align:center;display:block;color:var(--jis-primary);font-weight:700;
    font-size:11.5px;letter-spacing:2px;text-transform:uppercase;margin-bottom:8px;
  }


.why-buy h2 {
    text-align: center;
    margin-bottom: 32px;
}

.products-section h2 {
    text-align: center;
}

  .section-title .accent{color:var(--jis-primary);}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 14px;
}
  .why-card{
    background:#fff;border-radius:var(--radius);padding:20px 12px;text-align:center;
    box-shadow:0 1px 2px rgba(20,30,60,.04);border:1px solid #eef0f5;
    transition:transform .18s ease, box-shadow .18s ease;
  }
  .why-card:hover{transform:translateY(-3px);box-shadow:0 10px 20px -10px rgba(20,30,60,.18);}

.why-icon {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    font-size: 20px;
}
.why-card h4 {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 16px;
}

  /* ===== ABOUT + SNAPSHOT ===== */
 .about-section {
    padding: 80px 0;
}
  .about-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:stretch;}
  .about-card, .snapshot-card{background:var(--panel);border-radius:var(--radius);overflow:hidden;}
  .about-img{
    background:linear-gradient(160deg,#8fa5c9,#3f5f96);
    display:flex;align-items:flex-end;min-height:100%;position:relative;
  }

.about-text {
    padding: 30px;
}

.about-text h3 {
    font-size: 22px;
    font-weight: 800;
    margin-bottom: 16px;
}  

.check-list li {
    font-size: 14px;
    /* color: var(--ink); */
    margin-bottom: 12px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.check-list i{color:var(--green);font-size:14px;margin-top:1px;}


  /* ===== INSURANCE PRODUCTS ===== */
.products-section {
    background: #0c192f;
    padding: 80px 0;
}
  .products-section .section-title{margin-bottom:4px;}
  
.products-sub {
    text-align: center;
    color: #fff;
    /* font-size: 13px; */
    margin-bottom: 36px;
    margin-top: 20px;
}

  .products-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 16px;
}

.product-card {
    background: #fff;
    border-radius: 10px;
    padding: 26px;
    display: flex;
    gap: 12px;
    align-items: flex-start;
    border: 1px solid #eef0f5;
    transition: box-shadow .18s, transform .18s;
}

  .product-card:hover{box-shadow:0 10px 22px -12px rgba(20,30,60,.2);transform:translateY(-2px);}
  .product-icon{width:42px;height:42px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0;}


  .product-card h4 {
    font-size: 18px;
}

.product-card p {
    margin-bottom: 7px;
}

.product-card a {
    font-size: 14px;
    color: var(--jis-primary);
    font-weight: 500;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    margin-top: 8px;
}

  /* ===== POPULAR PLANS ===== */
.plans-section {
    padding: 80px 0;
}


.plans-section h2 {
    /* font-size: 22px; */
    font-weight: 800;
    margin-bottom: 30px;
    letter-spacing: -.2px;
    text-align: center;
}

table.plans-table{width:100%;border-collapse:collapse;border-radius:8px;overflow:hidden;box-shadow:0 1px 2px rgba(20,30,60,.05);}
  table.plans-table thead tr{background:linear-gradient(90deg,var(--navy),var(--navy));color:#fff;}
  table.plans-table th{text-align:left;padding:14px 16px;font-size:12.5px;font-weight:700;letter-spacing:.2px;}

table.plans-table td {
    padding: 14px 16px;
    font-size: 14px;
    border-bottom: 1px solid var(--line);
    color: var(--ink);
}


  table.plans-table tbody tr:nth-child(even){background:var(--panel);}
  table.plans-table tbody tr:hover{background:#fdf3e6;}
  .get-quote-btn{
    background:linear-gradient(180deg,var(--jis-primary),var(--jis-primary));color:#fff;padding:7px 16px;
    border-radius:5px;font-size:11.5px;font-weight:700;display:inline-block;
  }

.plans-note {
    font-size: 14px;
    color: var(--slate);
    margin-top: 10px;
    font-weight: 500;
}


  .view-all-wrap{text-align:center;margin-top:22px;}
  .view-all-btn{border:1px solid var(--line);padding:10px 24px;border-radius:6px;font-size:13px;font-weight:700;background:#fff;display:inline-flex;align-items:center;gap:6px;}
  .view-all-btn:hover{border-color:var(--jis-primary);color:var(--jis-primary);}

  /* ===== DOCUMENT CENTER ===== */
.doc-section {
    background: linear-gradient(165deg,var(--navy),#0a1526);
    padding: 80px 0;
}


  .doc-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;flex-wrap:wrap;gap:12px;}

  .doc-header h2 {
    color: #fff;
}

.doc-header p {
    color: #9aa4bd;
}

.doc-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 14px;
    margin-top: 22px;
}


.doc-card {
    background: #fff;
    border-radius: 8px;
    padding: 26px;
    display: flex;
    gap: 11px;
    transition: transform .15s;
}


.products-section h2 {
    color: #fff;
}


  .doc-card:hover{transform:translateY(-2px);}
.doc-icon {
    width: 50px;
    height: 50px;
    border-radius: 7px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    flex-shrink: 0;
}

.doc-info h5 {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 2px;
}

.doc-info .type {
    font-size: 14px;
    color: var(--slate);
    margin-bottom: 12px;
    margin-top: 12px;
}

.doc-actions {
    display: flex;
    gap: 20px;
    font-size: 12px;
    font-weight: 700;
}


.doc-actions span {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    font-weight: 500;
}
  .doc-actions .preview{color:var(--slate);}
  .doc-actions .download{color:var(--jis-primary);}

  /* ===== CLAIM PROCESS ===== */
.process-section {
    padding: 80px 0;
    text-align: center;
}



  .process-steps{display:flex;justify-content:space-between;align-items:flex-start;position:relative;}
  .process-steps::before{
    content:"";position:absolute;top:27px;left:8%;right:8%;height:0;
    border-top:2px dashed #e6cba1;z-index:0;
  }
  .p-step{flex:1;position:relative;z-index:1;padding:0 6px;}
  .p-step .circle{
    width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;
    margin:0 auto 12px;font-size:20px;background:#fdece0;color:var(--jis-primary);
    border:1px solid #f7dcbb;
  }
.p-step h5 {
    font-size: 16px;
    font-weight: 600;
    /* margin-bottom: 4px; */
}

.p-step p {
    font-size: 14px;
    margin-top: 16px;
}







  /* icon tints */
  .c-jis-primary{background:#fdecd6;color:var(--jis-primary);}
  .c-blue{background:#dce8fb;color:#2563eb;}
  .c-green{background:#d7f4e2;color:#158a44;}
  .c-red{background:#fbdedd;color:var(--red);}
  .c-purple{background:#eae0fb;color:#7c3aed;}
  .c-teal{background:#d1f2f0;color:#0d8f86;}
  



  /* =====================================================
   HERO RESPONSIVE
===================================================== */


/*=========================================
  CLAIM PROCESS
=========================================*/

.process-section{
    padding:80px 0;
    text-align:center;
}


.process-section .sub{
    color:#6c757d;
    font-size:16px;
    margin-bottom:50px;
}

.process-steps{
    display:flex;
    justify-content:space-between;
    align-items:flex-start;
    gap:20px;
    position:relative;
    flex-wrap:nowrap;
}

.process-steps::before{
    content:"";
    position:absolute;
    top:32px;
    left:8%;
    right:8%;
    border-top:2px dashed #e6cba1;
    z-index:0;
}

.p-step{
    flex:1;
    position:relative;
    z-index:2;
    text-align:center;
}

.p-step .circle{
    width:65px;
    height:65px;
    margin:0 auto 18px;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    background:#fdece0;
    border:1px solid #f4d4ae;
    color:var(--jis-primary);
    font-size:24px;
}

.p-step h5{
    font-size:17px;
    font-weight:700;
    margin-bottom:10px;
}

.p-step p{
    font-size:14px;
    color:#666;
    line-height:1.7;
    max-width:170px;
    margin:auto;
}






/*==================================
 TRUST SUPPORT SECTION
==================================*/

.trust-support-section {
    padding: 90px 0;
    background: linear-gradient(180deg, #ebebeb, #f7f9fc);
}

.trust-header{
    text-align:center;
    max-width:900px;
    margin:auto;
    margin-bottom:60px;
}

.trust-badge{
    display:inline-flex;
    align-items:center;
    gap:8px;
    background:#fff3e2;
    color:var(--jis-primary);
    padding:10px 18px;
    border-radius:50px;
    font-size:14px;
    font-weight:700;
    margin-bottom:20px;
}

.trust-header h2 {
    /* font-size: 42px; */
    /* font-weight: 800; */
    line-height: 44px;
    /* margin-bottom: 20px; */
    font-size: clamp(24px, 4vw, 32px);
    font-weight: 600;
    margin-bottom: 14px;
}

.trust-header h2 span{
    color:var(--jis-primary);
    display:block;
}

.trust-header p{
    font-size:17px;
    color:#666;
    line-height:1.8;
}

.trust-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:40px;
    align-items:center;
}

.quote-box {
    background: #fff;
    padding: 10px 40px;
    border-radius: 20px;
    box-shadow: 0 15px 40px rgba(0,0,0,.07);
    border-left: 5px solid var(--jis-primary);
}

.quote-box i{
    font-size:45px;
    color:var(--jis-primary);
}

.quote-box h3 {
    font-size: 22px;
    /* font-weight: 800; */
    margin: 15px 0;
}


.quote-box p{
    color:#666;
    line-height:1.9;
}

.trust-features{
    display:grid;
    gap:16px;
}

.trust-card{
    background:#fff;
    border-radius:15px;
    padding:22px;
    display:flex;
    gap:15px;
    align-items:flex-start;
    box-shadow:0 8px 25px rgba(0,0,0,.05);
    transition:.3s;
}

.trust-card:hover{
    transform:translateY(-4px);
}

.trust-card i{
    width:55px;
    height:55px;
    border-radius:50%;
    background:#fff3e2;
    color:var(--jis-primary);
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:24px;
    flex-shrink:0;
}

.trust-card h4{
    font-size:18px;
    font-weight:700;
    margin-bottom:6px;
}

.trust-card p{
    margin:0;
    color:#666;
}

.trust-highlight {
    margin-top: 24px;
    background: linear-gradient(135deg,var(--navy),#1c3158);
    border-radius: 20px;
    padding: 35px;
    display: flex;
    gap: 25px;
    align-items: center;
}

.highlight-icon {
    /* width: 80px; */
    /* height: 80px; */
    /* border-radius: 50%; */
    /* background: rgba(255,255,255,.1); */
    /* display: flex; */
    align-items: center;
    /* justify-content: center; */
    font-size: 46px;
    color: #fff;
}

.highlight-content h3 {
    color: #fff;
    font-size: 22px;
    font-weight: 800;
    margin-bottom: 10px;
}

.highlight-content p{
    color:#c8d2e4;
    margin:0;
    line-height:1.8;
}

.trust-cta{
    text-align:center;
    margin-top:50px;
}

.trust-cta h3{
    font-size:30px;
    font-weight:800;
    margin-bottom:25px;
}

.cta-buttons{
    display:flex;
    justify-content:center;
    gap:15px;
    flex-wrap:wrap;
}

/* Responsive */

@media(max-width:991px){

    .trust-grid{
        grid-template-columns:1fr;
    }

    .trust-header h2{
        font-size:34px;
    }

}

@media(max-width:767px){

    .trust-support-section{
        padding:70px 0;
    }

    .trust-header h2{
        font-size:28px;
    }

    .quote-box{
        padding:25px;
    }

    .quote-box h3{
        font-size:22px;
    }

    .trust-highlight{
        flex-direction:column;
        text-align:center;
    }

    .highlight-content h3{
        font-size:22px;
    }

}

@media(max-width:575px){

    .trust-header h2{
        font-size:24px;
    }

    .trust-card{
        flex-direction:column;
        text-align:center;
        align-items:center;
    }

    .cta-buttons .btn{
        width:100%;
    }

}





.support-marquee {
    top: 159px;
    position: absolute;
    /* bottom: 0; */
    left: 0;
    width: 100%;
    z-index: 100;
    background: #0b2e63;
    padding: 10px 0;
    overflow: hidden;
    box-shadow: 0 -5px 15px rgba(0,0,0,.15);
}



.marquee{
    overflow:hidden;
    white-space:nowrap;
}

.marquee-content{
    display:inline-flex;
    align-items:center;
    gap:35px;
    animation:marquee 40s linear infinite;
    white-space:nowrap;
}

.marquee-content span{
    display:flex;
    align-items:center;
    gap:8px;
    color:#fff;
    font-size:14px;
    font-weight:600;
}

.marquee-content i{
    color:var(--jis-primary);
    font-size:18px;
}

.divider{
    color:rgba(255,255,255,.4);
    font-size:22px;
}

@keyframes marquee{
    from{
        transform:translateX(0);
    }
    to{
        transform:translateX(-50%);
    }
}

.support-marquee:hover .marquee-content{
    animation-play-state:paused;
}


/* Mobile */

@media(max-width:768px){

    .support-marquee{
        padding:8px 0;
    }

    .marquee-content{
        gap:25px;
        animation-duration:30s;
    }

    .marquee-content span{
        font-size:13px;
    }

    .marquee-content i{
        font-size:16px;
    }

    body{
        padding-bottom:52px;
    }

}












.insuranceSwiper {
    padding: 15px 0;
}

.insuranceSwiper .swiper-slide {
    display: flex;
    justify-content: center;
    align-items: center;
}

.insuranceSwiper .swiper-slide a {
    display: block;
    width: 100%;
    text-align: center;
}

/* .insuranceSwiper img {
    max-height: 55px;
    width: auto;
    transition: .3s;
    filter: grayscale(100%);
    opacity: .8;
} */

.insuranceSwiper img:hover {
    filter: grayscale(0);
    opacity: 1;
    transform: scale(1.08);
}













.third-party-banner {
    background: #0f1d37;
    position: relative;
    overflow: hidden;
    color: #fff;
    padding: 80px 0px!important;
}

.third-party-banner::before{
    content:'';
    position:absolute;
    width:450px;
    height:450px;
    background:rgba(255,255,255,.08);
    border-radius:50%;
    top:-180px;
    right:-150px;
}

.third-party-banner::after{
    content:'';
    position:absolute;
    width:280px;
    height:280px;
    background:rgba(255,255,255,.05);
    border-radius:50%;
    bottom:-100px;
    left:-80px;
}

.tp-badge {
    display: inline-block;
    background: #fff;
    color: #ee7f19;
    padding: 10px 18px;
    border-radius: 40px;
    font-weight: 600;
}

.tp-title {
    font-size: 42px;
    font-weight: 800;
    line-height: 70px;
    color: #fff;
}

.tp-title span {
    color: #ee7f19;
}

.highlight {
    color: #fff!important;
    background: #e4097e;
    padding: 5px 15px;
    border-radius: 8px;
}

.tp-desc{
    font-size:18px;
    opacity:.9;
}

.tp-feature-list{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:15px;
}

.tp-feature-list div{
    background:rgba(255,255,255,.12);
    padding:15px;
    border-radius:12px;
    backdrop-filter:blur(8px);
    font-weight:500;
}

.tp-feature-list i {
    color: var(--jis-primary);
    margin-right: 8px;
}

.btn-quote{
    background:#FFD54F;
    color:#111;
    padding:15px 35px;
    font-weight:700;
    border-radius:50px;
}

.btn-quote:hover{
    background:#fff;
}

.btn-call{
    border:2px solid #fff;
    color:#fff;
    padding:15px 35px;
    border-radius:50px;
}


.tp-card{
    background:rgba(255,255,255,.12);
    border:1px solid rgba(255,255,255,.2);
    backdrop-filter:blur(18px);
    border-radius:25px;
    padding:35px;
    text-align:center;
    position:relative;
}

.approved{
    position:absolute;
    top:-18px;
    right:25px;
    background:#28a745;
    color:#fff;
    padding:10px 18px;
    border-radius:40px;
    font-size:14px;
    font-weight:600;
}

.mini-card{
    background:#fff;
    color:#111;
    border-radius:18px;
    padding:20px;
    transition:.4s;
}

.mini-card:hover{
    transform:translateY(-8px);
}

.mini-card i{
    font-size:32px;
    color:var(--jis-primary);
}

.mini-card h6{
    margin-top:12px;
    font-weight:700;
}



@media(max-width:991px){

.tp-title{
    font-size:34px;
}

.tp-feature-list{
    grid-template-columns:1fr;
}

}



















.corporate-hero{

    background:linear-gradient(135deg,#071A52,#0B5ED7);
    padding:100px 0;
    overflow:hidden;
    position:relative;

}

.corporate-hero:before{

content:"";
position:absolute;
width:500px;
height:500px;
border-radius:50%;
background:rgba(255,255,255,.05);
top:-180px;
right:-180px;

}

.corporate-hero:after{

content:"";
position:absolute;
width:250px;
height:250px;
background:rgba(255,255,255,.04);
left:-100px;
bottom:-80px;
border-radius:50%;

}

.corp-tag{

display:inline-flex;
align-items:center;
gap:10px;
background:rgba(255,255,255,.15);
padding:10px 20px;
border-radius:50px;
color:#fff;
font-weight:600;

}

.corporate-hero h2{

font-size:58px;
font-weight:800;
line-height:1.15;
margin:30px 0;
color:#fff;

}

.corporate-hero h2 span{

color:var(--jis-primary);

}

.corporate-hero p{

font-size:18px;
color:#d9e6ff;
line-height:1.9;

}

.trust{

display:flex;
gap:40px;
margin-top:45px;

}

.trust h3{

font-size:34px;
color:var(--jis-primary);
font-weight:800;

}

.trust span{

color:#fff;

}

.btn-corp{

background:#FFD54F;
padding:16px 38px;
border-radius:60px;
font-weight:700;
color:#000;

}

.btn-corp:hover{

background:#fff;

}

.service-box{

display:grid;
grid-template-columns:repeat(2,1fr);
gap:20px;

}

.service{

background:rgba(255,255,255,.12);
border:1px solid rgba(255,255,255,.15);
backdrop-filter:blur(18px);
padding:28px;
border-radius:20px;
display:flex;
align-items:center;
gap:20px;
transition:.35s;

}

.service:hover{

transform:translateY(-10px);
background:#fff;
color:#0B5ED7;

}

.service:hover span{

color:#111;

}

.service:hover i{

background:#0B5ED7;
color:#fff;

}

.service i{

width:65px;
height:65px;
display:flex;
align-items:center;
justify-content:center;
border-radius:16px;
background:#fff;
font-size:30px;
color:#0B5ED7;

}

.service span{

font-weight:700;
font-size:18px;
color:#fff;

}

.premium{

grid-column:span 2;
display:block;
text-align:center;
padding:45px;

background:linear-gradient(135deg,#FFD54F,#ffb300);

}

.premium h4{

font-size:30px;
font-weight:800;
color:#111;

}

.premium p{

color:#333;
margin:20px 0;

}

.premium a{

display:inline-block;
padding:14px 35px;
background:#111;
color:#fff;
border-radius:40px;
text-decoration:none;
font-weight:700;

}

@media(max-width:991px){

.corporate-hero{

padding:70px 0;

}

.corporate-hero h2{

font-size:38px;

}

.trust{

flex-wrap:wrap;
gap:20px;

}

.service-box{

margin-top:50px;
grid-template-columns:1fr;

}

.premium{

grid-column:unset;

}

}










.jis-corporate {
    background: #0f1d37;
    padding: 100px 0px;
}

section.jis-corporate h2 {
    color: #fff;
}

.jis-corporate p {
    color: rgb(255 255 255 / 80%);
    line-height: 1.9;
}

.jis-corp-label{

display:inline-flex;
align-items:center;
gap:10px;

padding:10px 18px;

background:rgba(1,160,226,.08);

border-radius:50px;

font-size:14px;
font-weight:600;

color:var(--jis-primary);

}

.jis-corp-card p {
    color: #000!important;
}

.jis-corp-card {
    background: #fff;
    border-radius: 16px;
    padding: 30px;
    height: 100%;
    transition: .35s;
    /* border: 1px solid #eee; */
    box-shadow: var(--jis-shadow);
}

.jis-corp-card:hover{

transform:translateY(-8px);

border-color:var(--jis-primary);

box-shadow:var(--jis-shadow-lg);

}

.jis-corp-card .icon{

width:65px;
height:65px;

background:rgba(238,127,25,.08);

display:flex;

align-items:center;

justify-content:center;

border-radius:15px;

margin-bottom:20px;

}

.jis-corp-card .icon i{

font-size:28px;

color:var(--jis-primary);

}

.jis-corp-card h5{

margin-bottom:12px;

font-size:20px;

}


.jis-highlight{

background:linear-gradient(135deg,var(--jis-primary),#d76b00);

color:#fff;

display:flex;

flex-direction:column;

justify-content:center;

}

.jis-highlight h4{

color:#fff;

margin-bottom:15px;

}

.jis-highlight p{

color:rgba(255,255,255,.9);

margin-bottom:25px;

}

.jis-highlight .jis-btn-primary{

background:#fff;

color:var(--jis-primary);

border-color:#fff;

}

.jis-highlight .jis-btn-primary:hover{

background:var(--jis-secondary);

border-color:var(--jis-secondary);

color:#fff;

}








/*==============================
      Mega Menu
===============================*/

.jis-mega-dropdown{
    position:relative;
}

.jis-mega-dropdown>a{

display:flex;
align-items:center;
gap:6px;

}

.jis-mega-menu {
    position: absolute;
    left: 100%;
    transform: translateX(-50%) translateY(20px);
    top: 100%;
    width: 1050px;
    background: #fff;
    padding: 35px;
    border-radius: 18px;
    box-shadow: 0 25px 60px rgba(0,0,0,.12);
    opacity: 0;
    visibility: hidden;
    transition: .35s;
    z-index: 9999;
    border-top: 4px solid var(--jis-primary);
}

.jis-mega-dropdown:hover .jis-mega-menu{

opacity:1;

visibility:visible;

transform:translateX(-50%) translateY(10px);

}

.jis-mega-menu h6{

font-size:17px;

font-weight:700;

margin-bottom:18px;

color:var(--jis-heading);

padding-bottom:10px;

border-bottom:2px solid var(--jis-section-bg);

}

.jis-mega-menu ul{

padding:0;

margin:0;

list-style:none;

}

.jis-mega-menu li{

margin-bottom:12px;

}

.jis-mega-menu li:last-child{

margin-bottom:0;

}

.jis-mega-menu li a{

display:flex;

align-items:center;

padding:8px 0;

font-size:14px;

font-weight:500;

color:var(--jis-text);

transition:.3s;

}

.jis-mega-menu li a:before{

content:"";

width:8px;

height:8px;

border-radius:50%;

background:var(--jis-primary);

margin-right:10px;

transform:scale(0);

transition:.3s;

}

.jis-mega-menu li a:hover{

padding-left:8px;

color:var(--jis-primary);

}

.jis-mega-menu li a:hover:before{

transform:scale(1);

}

@media(max-width:1199px){

.jis-mega-menu{

width:900px;

}

}

@media(max-width:991px){

.jis-mega-menu{

display:none;

}

}