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01Acceptance of Terms
These Terms of Service ("Terms") govern your use of the Jadhav Insurance Services website and any related services we provide, including quote generation, policy advisory, and claims assistance. By accessing our website or engaging our services, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, please discontinue use of our website and services.
02Description of Services
Jadhav Insurance Services acts as an insurance advisor and intermediary, helping individuals and businesses compare, select, and purchase insurance policies from our partner insurers, including Bajaj General Insurance. We also assist with policy renewals and provide support during the claims process.
- Sharing quotes and policy comparisons based on information you provide
- Facilitating policy issuance and documentation with insurers
- Providing guidance and coordination during claim filing
03Eligibility
Our services are intended for individuals who are at least 18 years of age and legally capable of entering into a binding insurance contract under Indian law. By using our services, you confirm that you meet this requirement.
04Insurance Advisory Disclaimer
Jadhav Insurance Services is an insurance advisory and intermediary service, not an insurance company. All policies are underwritten, issued, and governed by the terms of our partner insurers. Final decisions regarding policy approval, premium, claim settlement, and coverage rest solely with the respective insurance company.
05User Responsibilities
When using our services, you agree to:
- Provide accurate, complete, and truthful information for quotes, policy issuance, and claims
- Promptly inform us of any changes to your circumstances that may affect your policy
- Review policy documents carefully before confirming a purchase or renewal
- Use our website and communication channels only for lawful purposes
Providing false or misleading information may result in claim rejection or policy cancellation by the insurer, for which Jadhav Insurance Services is not responsible.
06Payments & Premiums
Premium amounts, payment schedules, and refund conditions are determined by the respective insurer and outlined in your policy document. Any premium payments made through us are processed on behalf of the insurer, and receipts or confirmations will be shared upon successful payment.
07Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of Jadhav Insurance Services or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
08Limitation of Liability
Jadhav Insurance Services acts as an intermediary and shall not be held liable for any loss, damage, or claim rejection arising from the terms, conditions, or decisions of the underlying insurance company. We are also not liable for indirect, incidental, or consequential damages arising from the use of our website or services, to the extent permitted by law.
09Indemnification
You agree to indemnify and hold Jadhav Insurance Services harmless from any claims, damages, or expenses arising from your misuse of our services, violation of these Terms, or provision of false or misleading information.
10Termination
We reserve the right to suspend or discontinue your access to our services if we reasonably believe you have violated these Terms, engaged in fraudulent activity, or misused our website. Termination of access does not affect any active insurance policy, which remains governed by its terms with the respective insurer.
11Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts in Nashik, Maharashtra.
12Changes to These Terms
We may update these Terms from time to time to reflect changes in our services or applicable law. Continued use of our website or services after such changes constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.
13Contact Us
If you have any questions about these Terms of Service, please contact us: