Jadhav Insurance
What Is Motor Insurance? Motor Insurance?
Shop and business insurance is a package policy that protects your shop, stock, equipment and business income against risks like fire, theft, burglary and liability claims.
Whether you run a small shop or a growing retail business, a well structured policy ensures a single incident never turns into a lasting financial setback.
- Cover for shop premises and fixtures
- Protection for stock and business equipment
- Coverage against fire, theft, and burglary
- Liability cover for third party claims
Shop & Business Insurance Plans
Whatever the size of your business, there is a plan built for it, compare and pick the cover that fits you
Shopkeepers Insurance
All in one cover for shop premises, stock and fixtures against common risks.
Learn MoreSmall Business Package Policy
Bundled protection for premises, equipment, and liability for small businesses.
Learn MoreRetail Store Insurance
Tailored cover for retail outlets with higher stock turnover and footfall.
Learn MoreBusiness Interruption Insurance
Protects your income when operations are disrupted by an insured event.
Learn MoreEverything Your Plan Can Include
A closer look at the protections and add ons available across our shop & business insurance plans.
What’s Covered vs What’s Not
Covered
- Fire and Lightning
- Burglary and Theft
- Stock Damage
- Plate Glass Breakage
- Public Liability
- Loss of Business Income
Not Covered
- Wear and Tear
- Intentional Damage
- Loss due to Poor Security
- War and Nuclear Risks
- Consequential Loss (beyond cover)
- Unlicensed Business Operations
The Jadhav Advantage
Comprehensive Business Protection
Cover for premises, stock, equipment and liability in one policy.
Affordable Premiums
Flexible plans priced to fit businesses of every size.
Instant Policy Issuance
Get your policy document within minutes of confirming your plan.
Expert Advisors
Guidance on the right sum insured for your shop or business.
Quick Claim Settlement
A streamlined process that settles claims without unnecessary delay.
24/7 Customer Support Assistance whenever an incident occurs at your premises.
From Incident to Settlement
A simple, six step process designed to resolve your claim quickly.
Report Incident
Notify us immediately after fire, theft, or damage occurs.
Submit Documents
Share your policy, stock records, and an FIR if applicable.
Site Inspection
A surveyor assesses the damage at your premises.
Claim Approval
Your claim amount is verified and approved for settlement.
Settlement
Receive your payout as per the policy terms.
Policy Support
We stay on call for any follow up or renewal support.
Required Documents
Plan Comparison
| Feature | Shopkeepers Policy | Package Policy |
|---|---|---|
| Premises Cover | ||
| Stock Cover | ||
| Business Interruption Cover | ||
| Public Liability Cover | ||
| Employee Cover | ||
| Machinery Breakdown Cover | ||
| Affordable Premium |
What Our Customers Say
Our shop caught fire due to a short circuit and the claim was settled within a couple of weeks. Truly dependable support.
Ramesh Bhosale
Shop Owner, NashikAfter a burglary at our store, the advisor helped us file the claim quickly and we recovered our losses without any hassle.
Kavita Shinde
Retail Owner, NashikThe package policy covers everything from stock to liability. One policy, complete peace of mind for our business.