Jadhav Insurance
What Is Motor Insurance? Motor Insurance?
Motor insurance is a contract between you and the insurer that covers financial losses arising from damage to your vehicle or liability towards third parties. It’s your protection against the unexpected — on every road, every trip.
In India, third-party motor insurance is mandatory by law, but a comprehensive plan goes further — covering accidents, theft, fire, and natural disasters so a single incident never turns into a financial setback.
- Financial protection against accidents & collisions
- Cover against theft and total loss
- Protection from natural disasters like floods and storms
- Legal cover for third-party injury or property damage
Motor Insurance Plans
Third-Party Insurance
Mandatory by law — covers legal liability for injury or damage caused to a third party or their property.
Learn MoreComprehensive Insurance
Covers own damage plus third-party liability — the most complete protection for your vehicle.
Learn MoreOwn Damage Cover
Protects your own vehicle against accident, fire, and theft — ideal alongside an existing third-party plan.
Learn MoreCommercial Vehicle Insurance
Tailored cover for trucks, taxis, and fleet vehicles used for business or passenger transport.
Learn MoreEverything Your Plan Can Include
A closer look at the protections and add-ons available across our motor insurance plans
What’s Covered vs What’s Not
Covered
- Accidental Damage
- Theft
- Fire
- Flood
- Third-Party Liability
- Personal Accident Cover
Not Covered
- Drunk Driving
- Driving Without a Valid License
- Mechanical Failure
- Wear & Tear
- llegal Activities
- Consequential Damage
The Jadhav Advantage
We make motor insurance simple, fast, and genuinely reassuring.
Instant Policy Issuance
Get your policy document within minutes of confirming your plan — no waiting around.
Affordable Premiums
Competitive pricing across plans, with flexible add-ons that fit your budget.
Cashless Claims
Repair at network garages without paying upfront — we settle directly with the garage.
Expert Advisors
Advisors who explain your policy in plain language and recommend what actually fits.
Quick Claim Settlement
A streamlined process that gets your claim assessed and settled without unnecessary delay.
24/7 Customer Support
Round-the-clock assistance for accidents, breakdowns, or claim queries — any time you need us.
From Incident to Settlement
A simple, six-step process designed to get you back on the road quickly.
Request Claim
Call us or raise a claim online right after the incident.
Submit Documents
Share your policy, RC, and license for verification.
Vehicle Inspection
A surveyor assesses the damage at the garage or site.
Claim Approval
Your claim amount is verified and approved for settlement.
Your claim amount is verified and approved for settlement.
Cashless repair at network garages or direct payout.
Policy Support
We stay on call for any follow-up or renewal support.
Required Documents
Plan Comparison
| Feature | THIRD PARTY INSURANCE | COMPREHENSIVE INSURANCE |
|---|---|---|
| Third-Party Liability | ||
| Own Damage | ||
| Theft Cover | ||
| Natural Disaster Cover | ||
| Personal Accident Cover | ||
| Add-on Options | ||
| Roadside Assistance |
What Our Customers Say
My car was repaired cashless within days of the accident. The whole claim process was handled for me — no running around.
Sandeep Patil
Car Owner, NashikRenewed my bike policy in under 10 minutes with a better premium than last year. Genuinely simple process.
Meera Kulkarni
Bike Owner, NashikOur fleet's commercial vehicle policy claims used to take weeks. With Jadhav, settlement took days, not weeks.