Jadhav Insurance
What Is Fire Insurance? Fire Insurance?
Fire insurance is a policy that compensates for loss or damage to property caused by fire, lightning, explosion, and certain allied perils such as storm and riot. From homes to factories, a fire insurance policy ensures that a single fire incident does not turn into a long term financial setback for you or your business. Cover for buildings, stock, and machinery Protection against fire, lightning, and explosion Optional cover for riot, strike, and malicious damage Add on cover for earthquake and flood
- Cover for buildings, stock, and machinery
- Protection against fire, lightning, and explosion
- Optional cover for riot, strike, and malicious damage
- Add on cover for earthquake and flood
Fire Insurance Plans
Whether for home or industry, there is a plan built for it, compare and pick the cover that fits you
Standard Fire Policy
Basic protection against fire, lightning, and explosion for property and assets.
Learn MoreFire & Allied Perils Policy
Extends standard fire cover to include storm, riot, and other allied perils.
Learn MoreConsequential Loss (Fire) Policy
Covers loss of profit and standing charges following a fire related disruption.
Learn MoreIndustrial Fire Policy
Comprehensive cover designed for factories and large industrial premises.
Learn MoreEverything Your Plan Can Include
A closer look at the protections and add ons available across our fire insurance plans.
What’s Covered vs What’s Not
Covered
- Fire and Lightning
- Explosion
- Riot Strike and Malicious Damage
- Storm Cyclone and Flood
- Impact Damage
- Bursting of Water Tanks or Pipes
Not Covered
- War and Nuclear Risks
- Willful Act or Negligence
- Ordinary Wear and Tear
- Loss by Theft during Fire
- Consequential Loss (unless opted)
- Underground Fire in a Mine
The Jadhav Advantage
We make fire insurance simple, fast, and genuinely reassuring.
Wide Peril Coverage
Protection against fire and a broad range of allied perils.
Affordable Premiums
Competitive rates for homes, shops, and industrial premises alike.
Instant Policy Issuance
Get your policy document within minutes of confirming your plan.
Expert Advisors
Guidance on the right sum insured for your property and assets.
Quick Claim Settlement
A streamlined process that settles claims without unnecessary delay.
24/7 Customer Support
Assistance whenever a fire related incident occurs.
From Incident to Settlement
A simple, six step process designed to resolve your claim quickly.
Report the Fire
Inform us and the fire department immediately after the incident.
Submit Documents
Share your policy, fire department report, and asset details.
Site Inspection
A surveyor assesses the extent of fire damage.
Claim Approval
Your claim amount is verified and approved for settlement.
Settlement
Receive your payout as per the policy terms.
Policy Support
We stay on call for any follow up or renewal support.
Required Documents
Plan Comparison
| Feature | Standard Fire Policy | Fire & Allied Perils Policy |
|---|---|---|
| Fire and Lightning Cover | ||
| Explosion Cover | ||
| Riot and Strike Cover | ||
| Storm and Flood Cover | ||
| Impact Damage Cover | ||
| Add on Earthquake Cover | ||
| Affordable Premium |
What Our Customers Say
A fire in our warehouse could have been devastating, but the policy covered the loss and the claim was settled fairly.
Mahesh Deshpande
Warehouse Owner, NashikOur factory fire policy included allied perils cover, which turned out to be essential after a storm damaged the roof.
Ravindra Chavan
Factory Owner, NashikThe advisor explained the difference between standard and allied perils cover clearly, helping us choose the right plan.