Jadhav Insurance
What Is Home Insurance? Home Insurance?
Home insurance is a policy that protects your house structure and its contents against risks such as fire, theft, natural disasters, and accidental damage.
Whether you own an apartment or an independent house, a home insurance plan ensures that rebuilding or replacing what you have worked hard for never becomes a financial burden.
- Cover for building structure damage
- Protection for household contents and valuables
- Coverage against fire, theft, and natural calamities
- Optional cover for jewelry and expensive appliances
Home Insurance Plans
Whether you rent or own, there is a plan built for it, compare and pick the cover that fits your home.
Structure Only Insurance
Covers the building and permanent fixtures against fire, storm, and structural damage.
Learn MoreContents Insurance
Protects furniture, electronics, and household belongings against theft and damage.
Learn MoreComprehensive Home Insurance
Combines structure and contents cover for complete peace of mind.
Learn MoreTenant Insurance
Cover designed for tenants to protect their belongings inside a rented home.
Learn MoreEverything Your Plan Can Include
A closer look at the protections and add ons available across our home insurance plans.
What’s Covered vs What’s Not
Covered
- Fire and Lightning Damage
- Burglary and Theft
- Flood and Storm Damage
- Structural Damage
- Damage to Fixed Fittings
- Loss of Valuables (declared)
Not Covered
- Wear and Tear
- Damage due to Poor Maintenance
- Intentional Damage
- War and Nuclear Risks
- Loss During Vacancy (beyond policy limit)
- Undeclared High Value Items
The Jadhav Advantage
We make home insurance simple, fast, and genuinely reassuring.
Complete Home Protection
Cover for both structure and contents under one policy.
Affordable Premiums
Plans priced to fit every homeowner's budget.
Instant Policy Issuance
Get your policy document within minutes of confirming your plan.
Expert Advisors
Guidance on the right sum insured for your home and belongings.
Quick Claim Settlement
A streamlined process that settles claims without unnecessary delay.
24/7 Customer Support
Assistance whenever you need it, day or night.
From Incident to Settlement
A simple, six step process designed to resolve your claim quickly.
Report the Incident
Inform us immediately after fire, theft, or damage occurs.
Submit Documents
Share your policy, photos of damage, and an FIR if applicable.
Property Inspection
A surveyor assesses the extent of damage at your home.
Claim Approval
Your claim amount is verified and approved for settlement.
Settlement
Receive your payout or repair support as per policy terms.
Policy Support
We stay on call for any follow up or renewal support.
Required Documents
Plan Comparison
| Feature | Structure Only | Comprehensive |
|---|---|---|
| Building Structure Cover | ||
| Contents Cover | ||
| Theft Cover | ||
| Natural Disaster Cover | ||
| Jewelry & Valuables Cover | ||
| Alternative Accommodation | ||
| Public Liability Cover |
What Our Customers Say
Our home was damaged in heavy rains and the claim was settled within days. The support team made a stressful time much easier.
Suresh Gaikwad
Homeowner, NashikAfter a burglary, the advisor guided us through every step of the claim. We received our settlement quickly and fairly.
Neha Kulkarni
Homeowner, NashikSimple documentation and a genuinely helpful team. Our comprehensive home policy gives us real peace of mind.