Jadhav Insurance
What Is Stock Insurance? Stock Insurance?
Stock insurance is a policy that protects goods held as inventory, raw material, or finished stock against risks like fire, theft, and flood.
Since stock often represents a large share of business capital, a stock insurance policy ensures that a single unfortunate event does not disrupt your operations.
- Cover for stock held in warehouse or shop
- Protection against fire, theft, and flood
- Optional cover for stock in transit
- Flexible sum insured for fluctuating inventory
Stock Insurance Plans
Whether stock is fixed or fluctuating, there is a plan built for it, compare and pick the cover that fits you.
Floating Stock Policy
Provides cover based on the average or declared stock value each month.
Learn MoreWarehouse Stock Cover
Dedicated protection for stock held in a dedicated warehouse facility.
Learn MoreEverything Your Plan Can Include
A closer look at the protections and add ons available across our stock insurance plans.
What’s Covered vs What’s Not
Covered
- Fire Damage to Stock
- Theft of Stock
- Flood and Storm Damage
- Damage during Transit
- Riot and Strike Damage
- Damage to Stock in Warehouse
Not Covered
- Wear and Tear
- Spoilage due to Poor Storage
- Inventory Shortage
- War and Nuclear Risks
- Loss due to Negligence
- Stock Undervaluation Loss
The Jadhav Advantage
We make stock insurance simple, fast, and genuinely reassuring.
Complete Inventory Protection
Cover for stock against fire, theft, flood, and transit risks.
Affordable Premiums
Flexible pricing based on stock value and turnover.
Instant Policy Issuance
Get your policy document within minutes of confirming your plan.
Expert Advisors
Guidance on choosing between fixed and floating stock cover.
Quick Claim Settlement
A streamlined process that settles claims without unnecessary delay.
24/7 Customer Support
Assistance whenever a stock related incident occurs.
From Incident to Settlement
A simple, six step process designed to resolve your claim quickly.
Report Incident
Notify us immediately after fire, theft, or flood damage to stock.
Submit Documents
Share your policy, stock register, and purchase invoices.
Site Inspection
A surveyor assesses the extent of stock loss.
Claim Approval
Your claim amount is verified and approved for settlement.
Settlement
Receive your payout as per the policy terms.
Policy Support
We stay on call for any follow up or renewal support.
Required Documents
Plan Comparison
| Feature | Fixed Stock Cover | Floating Stock Policy |
|---|---|---|
| Fixed Sum Insured | ||
| Adjusts to Monthly Stock Value | ||
| Fire and Theft Cover | ||
| Flood Cover | ||
| Suitable for Seasonal Business | ||
| Transit Cover Option | ||
| Affordable Premium |
What Our Customers Say
A flood damaged a large part of our warehouse stock, and the claim covered our losses fairly and quickly.
Yogesh More
Distributor, NashikThe floating stock policy suited our seasonal business perfectly, adjusting cover as our inventory changed.
Pooja Thakur
Wholesaler, NashikAfter a theft at our storage unit, the claim process was straightforward with the documents we had on file.